SWIFT/BIC codes in Norway: banks starting with Y

Finding a SWIFT code in Norway

On this page you find the SWIFT/BIC codes of 306 institutions in Norway, 731 codes in all. A SWIFT code shows every bank in the chain which institution should receive the money.

Search for the bank you need below and click through for all codes we have and the details a transfer needs. Further down you can read how a code from Norway is put together, how to send money there without overpaying and what to check before you pay.

Transfer times to Norway

An international transfer to Norway typically needs anywhere from one to several business days – it depends on currency, route and the banks in between. Bank holidays in either country can add a day or more to the journey.

If a transfer seems delayed, ask the sender to contact the sending bank for a trace; only the sending side can start an official trace. Keep the payment confirmation.

Check the code before you pay

The safest source for a SWIFT code is the recipient’s own bank details – an invoice, a statement or a screenshot from online banking. When the code you were given does not match the code listed here, do not guess – contact the recipient or their bank.

We collect bank codes from publicly available data and check our list regularly. Banks reorganise, close branches and change codes. Treat our data as a reference rather than the last word: the bank details from the recipient come first. GoldexPay is not a bank and has no link to the banks in this list.

Be wary of invoices containing changed bank details, especially when they come by email. Before paying, confirm changed details by phone on a number you know.

Filter: banks in Norway with :letter

You are looking at a selection: just banks in Norway whose name begins with :letter. The totals on this page apply to every bank we list and not only this letter.

Some banks are listed under their legal name rather than the name on their app or website, so the letter can differ from what you expect. The full overview for Norway is one click away when the letter filter does not help.

The largest SWIFT network in Norway: Storebrand Kapitalforvaltning

Of the 306 banks we list for Norway, Storebrand Kapitalforvaltning is listed with the most codes. The head office uses STKTNOK1000, which is the code to use when no branch is specified.

Many codes often reflects that the bank registers branches and departments separately, not necessarily that the bank is the biggest in the country. Paying someone at Storebrand Kapitalforvaltning? Go with STKTNOK1000 unless the recipient gives you a branch code.

What the letters in a Norway BIC mean

Bank identifier codes follow one international format: 8 characters, sometimes followed by three more. First comes four letters for the bank, then a two-letter country code and two characters for the location.

Whatever the bank, every code from Norway have the same fifth and sixth letters: the ISO code of the country. If the country letters point to another country, the code belongs to a bank somewhere else.

The long version adds a branch code. In most cases the head office code is what you need, unless the recipient gives you a branch code.

Sending NOK to Norway

Norway pays in the Norwegian Krone, code NOK. Money sent in a different currency will be exchanged into NOK.

Which bank converts the payment matters, because each party uses its own rate. Check what NOK the recipient gets with different services before choosing one. Rates for NOK move all the time – some providers let you lock in a rate.

Getting paid from abroad into an account in Norway

A sender in another country will ask for several details from you, and missing ones are a common cause of delays. Share the account holder’s name, the IBAN or account number, the BIC of your bank and your address.

Your bank’s code appears in our list, yet the version on your own statement or in your banking app is leading. It helps to add your bank’s name and city as well because some forms have separate fields for it.

Do not be surprised if the amount credited is smaller than what the sender paid. Charges on incoming payments differ from bank to bank – your bank’s price list tells you what applies. For business payments, agree who bears the costs to avoid a shortfall.

What a transfer to Norway really costs

What you pay for a transfer to Norway is made up of more than one component, and the fee on your screen is only one of them. Besides the fee, correspondent banks may take a cut, and when the money is converted the bank often applies a rate below the actual market rate.

The markup on the rate tends to be the biggest part of the cost, even though it is not listed as a fee. Check the bank’s rate against the mid-market rate, the midpoint you see on financial news sites. The difference is your real cost.

Specialised transfer providers frequently offer rates closer to the mid-market rate. On GoldexPay you can compare what recipients in Norway receive across services, so you can pick the cheapest route.

SEPA transfers to Norway

Since Norway is part of SEPA, a euro payment to a bank in Norway normally requires just an IBAN. Many banks do not require the BIC for these payments.

You still need a SWIFT code for payments in other currencies or transfers from countries outside SEPA. Instant euro transfers are increasingly available within SEPA, though not every bank offers them for every account. Costs stay low as long as everything stays in euros – conversion is what costs money.