SWIFT/BIC codes in Norway: banks starting with D

Bank SWIFT codes for Norway

Our directory lists 306 banks and financial institutions in Norway and 731 SWIFT/BIC codes between them. Every code points to a bank or one of its branches.

Each bank is listed with its own page with the head office code and, where available, codes for branches and departments. Further down you can read how codes from Norway are built, how to send money to Norway without overpaying and what to check before you pay.

Paying in NOK: what conversion costs you

The local currency of Norway is the Norwegian Krone (NOK). When you pay another currency, the amount has to be converted somewhere along the way: by your bank, an intermediary or the receiving bank.

Who does the conversion affects how much arrives. Check how much NOK the recipient gets via several services. On larger amounts, a seemingly small gap in the rate can be worth more than the fee.

Norway and the SEPA area

Inside SEPA, euro payments to Norway follow the same rules and in most cases need only the IBAN. A field for the BIC is often optional in that case.

You still need a SWIFT code when sending payments in other currencies or transfers from countries outside SEPA. Instant payments in euros are widely supported across SEPA, though not every bank offers them for every account. Costs stay low provided everything stays in euros.

Filter: banks in Norway with :letter

This filter narrows the list down to banks in Norway starting with :letter to make searching quicker. The totals on this page cover every bank we list.

If a bank does not appear under :letter, try another letter. Use the full list for Norway when you are not sure the exact name.

Verifying a SWIFT code from Norway

The most reliable source for the BIC is the bank details provided by the recipient. When the code you were given differs from the code listed here, do not guess: check with the recipient or the bank.

The directory on GoldexPay is based on publicly available sources that we update periodically. Institutions reorganise, close branches and retire codes. For a payment of any size, check the code with the recipient’s bank. GoldexPay is an independent comparison service for money transfers and not part of any bank listed here.

Scammers regularly send fake invoices carrying new bank details from what looks like a familiar address. Always confirm changed details by phone, using a number you already had.

Recognising a SWIFT code from Norway

Bank identifier codes use one international format: eight characters plus an optional three-character extension. The first four letters identify the bank, characters five and six form the country code and the next two give the location.

No matter which bank, every code from Norway have the same fifth and sixth letters: the ISO code of the country. When those two letters point to another country, the code belongs to a bank somewhere else – worth double-checking.

The optional last three characters stand for a branch or department; XXX means the head office. Use a branch code only if the recipient’s bank asks for it; otherwise the head office code is the safe choice.

The largest SWIFT network in Norway: Storebrand Kapitalforvaltning

Among the 306 institutions we list, Storebrand Kapitalforvaltning holds the largest number of SWIFT/BIC codes in Norway. The head office of Storebrand Kapitalforvaltning uses STKTNOK1000; that is usually the right code for a transfer.

Banks differ in whether they register branch codes. Unless a branch code is given, the head office code STKTNOK1000 works for a payment to Storebrand Kapitalforvaltning.

When does money sent to Norway arrive?

How fast money reaches Norway depends on several factors: which currency you send, the number of banks in between, cut-off times and time zones. Payments made after the cut-off time or on a weekend or public holiday usually start a business day later.

A growing number of banks use SWIFT gpi for faster and traceable payments. Each gpi transfer carries a unique transaction reference, the UETR, which the sending bank can use to trace it. Save your transfer receipt.

Bank or transfer service for Norway?

When you transfer money to Norway with a regular bank, the fee you see is rarely all of what you pay. Besides a fixed fee, correspondent banks may take a cut and, if currencies are converted, the bank usually uses a less favourable rate than the actual market rate.

That exchange rate margin tends to be the largest cost item because it is hidden in the rate. Check the rate you are offered with the mid-market rate.

Money transfer services often use rates closer to the mid-market rate with clearer fees. Before your next transfer to Norway, take a minute to compare the total cost on GoldexPay rather than accepting the first rate you see.

Incoming international payments in Norway

When you expect a payment from another country on an account in Norway, send the payer a complete set of details. Give them the account holder’s name, the IBAN or account number, your bank’s SWIFT code and your address, which some banks require.

The code of your bank appears in our list, yet the version on your own statement or in your banking app is leading. Certain banks may also want the name and address of your bank; it does no harm to include it.

Expect that the incoming amount is below the amount on the sender’s receipt. Correspondent banks can take a fee, and when currencies differ, an exchange rate margin comes on top. On invoices, agree who bears the costs, so nobody is left short.