SWIFT/BIC codes in Norway: banks starting with F

SWIFT/BIC codes in Norway

Our directory lists 306 banks and other institutions in Norway, with 731 SWIFT/BIC codes in total. A BIC shows every bank in the chain exactly which bank should receive the money.

Look for the bank you need below and open its page for the full list of codes and what else a transfer requires. Further down we explain how a code from Norway is put together, how to send money to Norway without overpaying and how to check a code before you pay.

The Norwegian Krone (NOK) and conversion costs

The currency in Norway is the Norwegian Krone (NOK). Money sent in a different currency will be exchanged into NOK on its way to the recipient.

Who converts the payment matters, because each party uses its own rate. Often you pay less to send NOK straight away via a provider that converts near the mid-market rate rather than letting the receiving bank convert. On larger amounts, even a small gap in the rate can be worth more than the fee.

Sending money to Norway for less

An international bank payment to Norway often costs rather more than the fee suggests. There is the transfer fee, possibly fees from correspondent banks and, most importantly, the exchange rate markup.

Most of the cost usually sits in the exchange rate: banks convert at a rate with a margin built in. An easy check: set the rate you get next to the mid-market rate and look at the difference.

For many routes, a specialist provider is cheaper than a bank, mainly because of the rate. On GoldexPay we compare what recipients in Norway receive with different providers.

Tracking a payment to Norway

How quickly money reaches Norway is determined by a few things: the currency, how many intermediary banks are involved, daily processing deadlines and time zones. Public holidays in Norway or in the sending country can add extra days to the journey.

A growing number of banks are connected to SWIFT gpi. Each gpi transfer carries a unique reference, the UETR. Money transfer services usually show tracking in their app.

Storebrand Kapitalforvaltning and its SWIFT codes

Of all banks in Norway, Storebrand Kapitalforvaltning is listed with the most SWIFT codes. Its head office code is STKTNOK1000, which is the code to use when no branch is specified.

Banks differ in whether they register branch codes – a high count is not a measure of size. Making a payment to Storebrand Kapitalforvaltning? Go with STKTNOK1000 unless the recipient gives you a branch code.

Getting paid from abroad into an account in Norway

When you are waiting for money from abroad on an account in Norway, give the sender everything they need in one go. That means: your full name exactly as it appears on the account, your IBAN or account number, the SWIFT/BIC code of your bank and sometimes your postal address.

The code of your bank is in our list but always compare it with your own bank details. Certain banks may also ask for your bank’s address, so keep it at hand.

Do not be surprised if the amount credited is below what the sender paid. Intermediary banks may deduct a fee and your own bank may charge for processing, and if the money is converted, an exchange rate margin comes on top. Agree with the sender who pays which costs before the money is sent.

Paying in euros to Norway

Because Norway is in the SEPA zone, a euro payment to an account in Norway usually only needs an IBAN. Most banking apps do not require the BIC in that case.

A SWIFT code still matter for payments in other currencies and when the money comes from outside SEPA. SEPA transfers normally land by the next business day, and instant transfers in seconds where both banks support them. As long as no conversion is involved, a SEPA transfer is usually inexpensive.

SWIFT codes in Norway: banks under :letter

The letter filter narrows the list to banks in Norway starting with :letter. The counts in the introduction still refer to all banks in Norway, not just this letter.

Cannot find the bank? The registered name may begin with another word. Try the full list for Norway if you are not sure the exact name.

Recognising a SWIFT code from Norway

A SWIFT code is 8 or 11 characters long and follows a fixed pattern. It starts with four letters for the bank, followed by two letters for the country and a two-character location code.

You can recognise a code from Norway by letters five and six: they always show the ISO country code of Norway. When the country letters point to another country, the code belongs to a bank somewhere else, so check again.

The last three characters, if present, stand for a specific branch; XXX means the head office. Choose a branch code just if the recipient explicitly gives you one; otherwise the head office code is the safe choice.

How reliable is this list?

The most reliable place for the right code remains paperwork issued by the bank, such as a statement or the account page in online banking. When the code you were given differs from the code listed here, do not guess.

The directory on GoldexPay is compiled from public sources and is updated regularly. Banks reorganise, close branches and change codes, and no directory catches every change immediately. Before a payment that matters, confirm the code with the recipient. GoldexPay is a comparison site and not part of any bank listed here.

Watch out for invoices containing changed bank details. A real SWIFT code says nothing about who owns the account: criminals use real codes too.