SWIFT/BIC codes in Russia: banks starting with Z

SWIFT/BIC codes in Russia

On this page you find the SWIFT/BIC codes of 785 institutions in Russia. A SWIFT code shows every bank in the chain exactly which bank is meant to get an international payment.

Pick a bank below to view the head office code and its other codes, plus practical notes for sending and receiving money. The sections below covers the structure of the codes, the cost of transfers and the checks worth doing.

Which bank in Russia has the most codes?

Of the 785 banks we list for Russia, JSC Rosselkhozbank has the largest number of SWIFT codes. The head office of JSC Rosselkhozbank has RUAGRUMMXXX.

How many codes a bank has tells you more about how it organises its payments than about its size. If not a branch code is given, the head office code RUAGRUMMXXX works for a payment to JSC Rosselkhozbank.

Tracking a payment to Russia

How fast money reaches Russia depends on several factors: which currency you send, how many intermediary banks are involved, cut-off times and time zones. Payments made late in the day or just before a weekend or public holiday often go out a business day later.

Many banks use SWIFT gpi for faster and traceable payments. Every gpi transfer gets a unique transaction reference, the UETR that banks can use to see where the money is. Specialist transfer services usually show a status online so you can follow the payment.

Sending money to Russia for less

What you pay for a transfer to Russia has more than one component. You pay the transfer fee, possibly fees from correspondent banks along the way and, above all, the margin on the exchange rate when currencies differ.

That exchange rate margin is often the largest cost item because it is hidden in the rate. Check the bank’s rate with the mid-market rate. The difference is your real cost.

Specialist money transfer services often offer a rate near the mid-market rate. GoldexPay compares transfer services next to each other, showing what actually arrives in Russia.

SWIFT codes in Russia: banks under :letter

This list shows only banks in Russia whose name starts with :letter in alphabetical order. The totals mentioned here cover every bank we list.

Cannot find the bank? Its official name might begin with another word, for example the full legal name rather than a brand name. The full overview for Russia remains available when the letter filter does not help.

Receiving money in Russia from abroad

When you are waiting for money from abroad in Russia, give the sender a complete set of details. That means: your name exactly as it appears on the account, your account number or IBAN, the SWIFT/BIC code of your bank and usually your postal address.

Your bank’s code appears in our list. You can include the name and city of your bank because some forms have separate fields for it.

The amount you receive can be lower than what was sent. Fees for incoming transfers vary from bank to bank; check the price list of your bank. Agree with the sender who pays which costs before the money is sent.

Check the code before you pay

The safest source for a SWIFT code is the recipient’s own bank details – an invoice, a statement or a screenshot from online banking. If the code you have does not match our list, stop and ask.

The directory on GoldexPay draws on public sources and is updated regularly. Even so, banks merge or change codes and our data may lag behind. Treat our data as a reference rather than the last word; the recipient’s bank details are leading. GoldexPay is an independent comparison site and has no link to the banks in this list.

Be wary of payment requests with a new account, especially when they come by email. A valid BIC tells you nothing about whether a request is genuine: criminals use real codes too.

SWIFT transfers to Russia

Russia is outside the SEPA area, the European zone for uniform euro payments. International transfers to Russia normally travel through the SWIFT network, and the BIC of the receiving bank is required.

In some countries, accounts are identified by a local account number rather than an IBAN, sometimes with an extra bank or branch code. Ask the recipient which details their bank requires for incoming international payments; banks often publish instructions for this. On the way to Russia, a payment can go through correspondent banks that take a fee.

The structure of a Russia SWIFT/BIC code

Bank identifier codes follow one international format: eight characters, sometimes followed by three more. First comes a four-letter bank code, then a two-letter country code and two characters for the location.

For banks in Russia, letters five and six show the two-letter ISO code of Russia – that is the quickest way to spot one. A code with a different country code come from a bank abroad, even if the bank name looks familiar.

The long version ends in three characters for a branch. Choose a branch code only when the recipient’s bank asks for it.