SWIFT/BIC codes in Russia: banks starting with N

Finding a SWIFT code in Russia

Our directory covers 785 banks and financial institutions in Russia. Every code identifies an institution or one of its branches.

Select a bank from the list to see the head office code and its other codes. Below the list you can read how a code from Russia is put together, how to send money to Russia without overpaying and what to check before you pay.

Sending money to Russia for less

If you transfer money to Russia with a regular bank, the fee you see is only part of what you pay. You pay a transfer fee, sometimes fees from correspondent banks along the way and, most importantly, the exchange rate markup.

The real cost is often in the rate, rather than in the fee. Check the bank’s rate against the mid-market rate, the midpoint you see on financial news sites; the gap is what conversion costs you.

For many routes, a transfer service is cheaper than a traditional bank transfer, mainly because of the rate. GoldexPay compares the amount that arrives in Russia with different providers, which makes the cheapest option easy to spot.

The structure of a Russia SWIFT/BIC code

Each SWIFT/BIC code consists of eight or eleven characters, always in the same order. The first four letters stand for the bank, the fifth and sixth characters are the country code and the next two mark the location.

You can spot a bank code from Russia by letters five and six: they always show the ISO country code of Russia. A code with a different country code belong to a bank abroad – a quick way to catch mistakes.

The last three characters, if present, identify a specific branch; XXX means the head office. In most cases the head office code is fine, unless the recipient gives you a branch code.

Incoming international payments in Russia

If you are waiting for a payment from another country in Russia, give the sender a complete set of details. Give them your name as registered with the bank, the IBAN or account number, your bank’s SWIFT code and your address, which some banks require.

Look up your bank in the list on this page. Certain banks also ask for the name and address of your bank, so keep it at hand.

What lands in your account can be less than what was sent. Correspondent banks can take a fee, your bank may charge for incoming payments, and when currencies differ, a markup on the rate applies. Agree with the sender who covers the fees before the money is sent.

Paying a bank in Russia from abroad

Russia is outside the SEPA area. Payments from abroad usually travel through the SWIFT network – which is why you need the BIC of the recipient’s bank.

Not every country uses the IBAN – where there is none, the local account number is enough. Ask the recipient which details their bank requires for payments from abroad. Before it arrives, a transfer can go through intermediary banks that charge for their part.

How long does a transfer to Russia take?

A SWIFT payment to Russia typically takes anywhere from one to several business days, depending on the currency, the route and the banks involved. Transfers sent late in the day or just before weekends and holidays usually go out a business day later.

A growing number of banks use SWIFT gpi. Every gpi transfer gets a unique transaction reference, the UETR. Save the payment confirmation – you will need it if something goes wrong.

JSC Rosselkhozbank and its SWIFT codes

In our directory, JSC Rosselkhozbank holds the most SWIFT/BIC codes of all banks in Russia. Its head office code is RUAGRUMMXXX – the code most transfers need.

Practice differs in whether they register branch codes. If not a branch code is given, the head office code RUAGRUMMXXX works for transfers to this bank.

Filter: banks in Russia with :letter

The letter filter limits the list to banks from Russia that begin with :letter, so you can find a bank faster. The totals mentioned above still refer to all banks in Russia, not just this letter.

Many institutions appear under their official name rather than the name on their app or website, so the letter can differ from what you expect. The complete list remains available if you cannot find the bank here.

Check the code before you pay

The most reliable source for a SWIFT code is the recipient’s own bank details: an invoice, a statement or their online banking. A wrong code can cause delays, a payment being sent back or additional charges.

We collect SWIFT/BIC codes using public sources and check our list regularly. Still, banks merge or retire codes. Before a payment of any size, confirm the BIC with the recipient. GoldexPay is an independent comparison site and has no link to the banks in this list.

Be wary of payment requests with changed bank details, especially when they come by email. A real SWIFT code tells you nothing about whether a request is genuine: criminals use real codes too.