SWIFT/BIC codes in Russia: banks starting with S

Bank SWIFT codes for Russia

On this page you find codes for 785 banks in Russia – 1646 codes altogether. A SWIFT code shows the banks handling a transfer which institution is meant to get an international payment.

Choose a bank below to view the head office code and any branch codes along with tips for payments to and from that bank. Below the list we explain how a code from Russia is put together, how to send money there without overpaying and how to check a code before you pay.

The structure of a Russia SWIFT/BIC code

A BIC is 8 or 11 characters long and follows a fixed pattern. It starts with a four-letter bank code, then two letters for the country and a two-character location code.

You can recognise a bank code from Russia by the fifth and sixth characters. When the country letters do not match Russia, you are looking at a bank in another country – worth double-checking.

The last three characters, if present, identify a branch or department; XXX is used for the head office. In most cases the head office code is what you need unless the recipient asks for a specific branch.

The cheapest way to send money to Russia

If you transfer money to Russia via a regular bank, the stated fee is only part of what you pay. There is the transfer fee, sometimes fees from correspondent banks along the way and, most importantly, the margin on the exchange rate if the money is converted.

Most of the cost usually sits in the exchange rate, not in the fee: banks convert at a rate with a margin built in. A simple test: put the rate you get against the mid-market rate and work out the difference on your amount.

Specialist money transfer services frequently use rates closer to the mid-market rate with clearer fees. GoldexPay lists these providers side by side, showing the amount that reaches the recipient for the same amount sent.

International payments to Russia and the BIC

Since Russia is outside SEPA, a transfer from abroad normally goes through SWIFT. This means the payment always needs the SWIFT/BIC code of the recipient’s bank.

In some countries, the account is identified by a domestic account number rather than an IBAN and sometimes a local routing or branch code. Ask the recipient exactly which details their bank needs for incoming international payments; banks often publish instructions for this. On the way to Russia, a payment can pass through intermediary banks.

Most SWIFT codes in Russia: JSC Rosselkhozbank

In our directory, JSC Rosselkhozbank holds the largest number of SWIFT/BIC codes of all banks in Russia. Its main office uses RUAGRUMMXXX.

Practice differs in how many codes they register. Making a payment to JSC Rosselkhozbank? Go with RUAGRUMMXXX unless the recipient gives you a branch code.

How reliable is this list?

Have the recipient copy their bank details directly from a recent statement. If the code you have does not match our list, do not guess – contact the recipient or their bank.

We gather bank codes from publicly available data and check them from time to time. Banks merge, close branches and retire codes, and no directory catches every change immediately. Treat our data as a reference, not as the final word; the recipient’s bank details are leading. GoldexPay is an independent comparison service for money transfers and not part of any bank listed here.

Be wary of invoices with a new account. A valid BIC tells you nothing about who owns the account.

Getting paid from abroad into an account in Russia

Someone abroad who wants to pay you needs several details about your account. That means: your full name exactly as it appears on the account, your account number or IBAN, the BIC of your bank and usually your address.

Look up your bank in the list on this page to check its code. It helps to add the name and city of your bank, since some payment forms ask for it.

What lands in your account can be less than the amount sent. Intermediary banks may deduct a fee, your bank may charge for incoming payments, and if the money is converted, a markup on the rate comes on top. Make clear with the sender who covers the fees.

Filter: banks in Russia with :letter

You are looking at a selection: only institutions in Russia whose name begins with :letter. The figures for Russia on this page cover all 785 banks and not only this letter.

If a bank does not appear here, check the full list – the registered name can differ from the name people use. Use the full list for Russia if you do not know the exact name.

Tracking a payment to Russia

How quickly a payment reaches Russia depends on a few things: which currency you send, how many intermediary banks are involved, cut-off times and differences in time zone. Public holidays in Russia or in the sending country add extra days.

A growing number of banks are connected to SWIFT gpi. Each payment carries a unique transaction reference, the UETR. Save your transfer receipt; a bank needs it to start a trace.