SWIFT/BIC codes in Taiwan: banks starting with C

SWIFT/BIC codes in Taiwan

Here you will find the SWIFT/BIC codes of 369 banks in Taiwan. A SWIFT code shows the banks handling a transfer which institution is meant to get the money.

Search for the bank you need below and open its page for the full list of codes and the details a transfer needs. Below the list you can read how codes from Taiwan are built, how to send money there without overpaying and how to check a code before you pay.

Recognising a SWIFT code from Taiwan

A SWIFT code is 8 or 11 characters long and follows a fixed pattern. Characters one to four stand for the bank, characters five and six are the country code and characters seven and eight mark the location.

You can spot a bank code from Taiwan from the fifth and sixth characters – those always form the country code of Taiwan. If the country letters point to another country, you are looking at a bank in another country, so check again.

If the last three are XXX, it means the head office, and the 8-character version leads to the same place. For most transfers the head office code is fine.

What a sender needs to pay you in Taiwan

To receive a transfer from abroad into a Taiwan account, the person paying you has to have not just the BIC. Share your name as registered with the bank, your account number or IBAN, your bank’s SWIFT code and your address.

Look up the bank in the list on this page. Some banks also want your bank’s address; it does no harm to include it.

The amount you receive can be less than the amount sent. Intermediary banks may deduct a fee, and if the money is converted, a markup on the rate applies. Make clear with the sender who pays which costs, especially for larger amounts.

Filter: banks in Taiwan with :letter

This filter narrows the list to banks from Taiwan that begin with :letter to make searching quicker. The figures for Taiwan on this page cover all 369 banks.

Bank not listed? Its official name may start with a different letter – think of the full legal name instead of the brand. The full overview for Taiwan remains one click away if the letter filter does not help.

Check the code before you pay

The best place to find the correct BIC remains paperwork issued by the bank, such as a statement or the account page in online banking. If the code you have does not match the code listed here, do not guess.

We collect SWIFT/BIC codes using public sources and update them regularly. Banks merge, change names and change codes – a directory can be a step behind. Treat this list as a starting point, not as the final word; the recipient’s bank details are leading. GoldexPay is an independent comparison site for money transfers.

Scammers often use payment requests carrying new bank details. A real SWIFT code says nothing about who owns the account: criminals use real codes too.

Tracking a payment to Taiwan

How fast money reaches Taiwan is determined by a few things: which currency you send, the number of banks in between, cut-off times and time zones. Payments made after the cut-off time or just before weekends and holidays usually go out the next business day.

A growing number of banks use SWIFT gpi for faster and traceable payments. Every payment gets a unique reference, the UETR that banks can use to see where the money is. Money transfer services usually show tracking in their app so you can follow the payment.

Sending money to Taiwan for less

A bank transfer to Taiwan can cost rather more than the fee suggests. Besides the fee, correspondent banks may deduct a charge, and when the money is converted the bank usually uses a less favourable rate than the actual market rate.

That exchange rate margin tends to be the largest part of the cost, even though it is not listed as a fee. An easy check: put the offered rate next to the mid-market rate and look at the difference.

Specialised transfer providers frequently use a rate near the mid-market rate with clearer fees. GoldexPay lists transfer services next to each other so you can see the amount that reaches the recipient before you commit.

Most SWIFT codes in Taiwan: Hua Nan Commercial Bank, LTD.

Of all banks we list for Taiwan, Hua Nan Commercial Bank, LTD. has the most SWIFT codes. The head office uses HNBKTWTPXXX, which is the code to use when no branch is specified.

Practice differs in whether they register branch codes. Unless a branch code is given, HNBKTWTPXXX is fine for a payment to Hua Nan Commercial Bank, LTD..

Why a transfer to Taiwan needs a SWIFT code

To pay into Taiwan you will usually need the BIC. Without the BIC, most banks will not send the payment at all.

Depending on the country, the account is identified by a local account number instead of an IBAN. The recipient’s bank often has instructions for payments from abroad. International transfers can pass through one or more intermediary banks and fees can be taken along the way.