SWIFT/BIC codes in Taiwan: banks starting with J

SWIFT/BIC codes in Taiwan

On this page you find codes for 369 banks in Taiwan – 1889 codes altogether. Every code points to an institution or a specific branch or department and tells other banks where an international payment should go.

Every bank is listed with its own page with its main code and if there are any, branch codes. The sections below explain how the codes work, what transfers cost and the checks worth doing before you send money.

Paying a bank in Taiwan from abroad

To pay into Taiwan you almost always need the BIC. Without it, most banks cannot process the transfer.

In some countries, the account is identified by a local account number rather than an IBAN. Check with the recipient exactly which details their bank needs for payments from abroad; banks often publish instructions for this. On the way to Taiwan, a transfer may go through intermediary banks that take a fee.

Transfer times to Taiwan

There is no fixed delivery time for transfers to Taiwan: some arrive within a day, others take several business days. Public holidays in Taiwan or in the sending country can add a day or more, because banks do not process payments on those days.

Many banks are connected to SWIFT gpi for faster and traceable payments. Every gpi transfer carries a unique transaction reference, the UETR, which the sending bank can use to trace it. Money transfer services usually provide a status online.

About our data and how to check a code

Have the recipient send you the account details directly from a recent statement. When the code you were given differs from our list, do not guess: check with the recipient or the bank.

We collect bank codes from public sources and check our list regularly. Institutions merge, close branches and retire codes. Treat our data as a starting point, not as the final word; the recipient’s bank details are leading. GoldexPay is a comparison service.

Fraudsters regularly send fake invoices with changed bank details that look completely genuine. Always confirm a change of bank details through a separate channel.

SWIFT codes in Taiwan: banks under :letter

The letter filter narrows the list to banks from Taiwan that begin with :letter. The figures for Taiwan on this page cover all 369 banks, not just the ones under :letter.

Bank not listed? The registered name might begin with another word, for example the full legal name rather than a brand name. Try the full list for Taiwan when you do not know how the name is spelled.

Getting paid from abroad into an account in Taiwan

To receive a transfer from abroad in Taiwan, the person paying you needs more than the BIC. Share your name as registered with the bank, your account number or IBAN, your bank’s SWIFT code and your address.

The code of your bank appears in the list on this page but always compare it with your own bank details. Certain banks also ask for the name and address of your bank, so keep it at hand.

Expect that the incoming amount is smaller than what the sender paid. Fees for incoming transfers vary per bank; check the price list of your bank. For business payments, agree who bears the costs.

Most SWIFT codes in Taiwan: Hua Nan Commercial Bank, LTD.

Of all banks we list for Taiwan, Hua Nan Commercial Bank, LTD. has the largest number of SWIFT codes. Its head office code is HNBKTWTPXXX – the code most transfers need.

A large number of codes usually means that the bank registers branches and departments separately – it says nothing about the size of the bank as such. Making a payment to Hua Nan Commercial Bank, LTD.? Go with HNBKTWTPXXX except when a specific branch code is requested.

Bank or transfer service for Taiwan?

The price of a transfer to Taiwan is made up of several parts, and the fee on your screen is only one of them. You pay the transfer fee, possibly fees from correspondent banks and, above all, the exchange rate markup.

Most of the cost usually sits in the exchange rate, rather than in the fee – the bank builds a margin into its rate. An easy check: set the offered rate against the mid-market rate and work out the difference on your amount.

Money transfer services frequently offer rates closer to the mid-market rate with clearer fees. On GoldexPay you can compare the amount that arrives in Taiwan across providers, so you can pick the cheapest route.

What the letters in a Taiwan BIC mean

A SWIFT code is either 8 or 11 characters long and follows a fixed pattern. Characters one to four identify the bank, characters five and six are the country code and characters seven and eight give the location.

You can recognise a bank code from Taiwan by the fifth and sixth characters. A code with other letters in that position belong to another country, even if the bank name looks familiar.

The long version adds three characters for a branch – XXX stands for the head office. Use a branch code just when the recipient explicitly gives you one; otherwise the head office code is the safe choice.