SWIFT/BIC codes in Denmark: banks starting with A

Denmark: banks and their SWIFT/BIC codes

This overview contains 322 banks and financial institutions in Denmark, with 611 SWIFT/BIC codes in total. Every code identifies a bank or a specific branch or department.

Select the bank below to see its head office code and any branch codes, plus practical notes for sending and receiving money. Below the list we explain how a code from Denmark is put together, how to send money there at a fair price and what to check before you pay.

Which bank in Denmark has the most codes?

In our directory, Vp Securities A/S holds the largest number of SWIFT/BIC codes in Denmark. Its head office code is VPDKDKKKXXX – the code most transfers need.

Banks differ in how many codes they register, so the count is not a ranking of size. Making a payment to Vp Securities A/S? Use VPDKDKKKXXX unless the recipient gives you a branch code.

The structure of a Denmark SWIFT/BIC code

Each SWIFT/BIC code has eight or eleven characters in a fixed order. First comes a four-letter bank code, followed by two letters for the country and a two-character location code.

No matter which bank, every code from Denmark share the same country code in positions five and six: the ISO code of the country. A code with a different country code come from a bank abroad, even if the bank name looks familiar.

The last three characters, if present, identify a specific branch; XXX is used for the head office. In most cases the head office code is what you need unless the recipient asks for a specific branch.

What a sender needs to pay you in Denmark

For a transfer from abroad in Denmark, the sender has to have more than the BIC. Give them the account holder’s name, your account number or IBAN, your bank’s SWIFT code and your address.

Look up the bank in the list above – your bank statement is the final word. Some banks also ask for your bank’s address.

Expect that the incoming amount is smaller than the amount on the sender’s receipt. Fees for incoming transfers differ from bank to bank; check the price list of your bank. Make clear with the sender who pays which costs, especially for larger amounts.

Sending DKK to Denmark

Bank accounts in Denmark are usually held in DKK – the Danish Krone. If you send another currency, it gets converted at some point: by your bank, an intermediary or the receiving bank.

Which bank converts the payment makes a difference. Check how much DKK arrives via several providers; the difference between options can be larger than you expect. Exchange rates change all the time – some providers let you lock in a rate.

About our data and how to check a code

The best place to find the correct BIC is a document from the bank itself. If the code you have does not match our list, do not guess.

This list is compiled from public sources. Institutions reorganise, change names and retire codes, and no directory catches every change immediately. Before any payment of any size, check the BIC with the recipient. GoldexPay is an independent comparison site.

Be wary of invoices with changed bank details – a common fraud method. A valid BIC says nothing about whether a request is genuine – scammers use the codes of real banks.

The cheapest way to send money to Denmark

What you pay for a payment to Denmark has several parts. On top of the fee, correspondent banks can take a cut, and when the money is converted the bank usually uses a rate below the real market rate.

That exchange rate margin tends to be the largest cost item. Check the bank’s rate against the mid-market rate that you find on financial sites; the gap is what conversion costs you.

Specialised transfer providers frequently offer rates closer to the mid-market rate. GoldexPay lists transfer services side by side, showing the amount that reaches the recipient.

SWIFT codes in Denmark: banks under :letter

The letter filter limits the list down to banks from Denmark that begin with :letter. The counts in the introduction still refer to the whole country, not just this letter.

Cannot find the bank? Its official name may begin with another word – think of the full legal name instead of the brand. The full overview for Denmark is one click away when you cannot find the bank here.

How long does a transfer to Denmark take?

A SWIFT payment to Denmark usually takes anywhere from one to several business days. Bank holidays in Denmark or in the sending country can add a day or more.

When a payment takes longer than expected, ask the sender to contact the sending bank – the receiving bank often cannot see a payment that has not arrived. Keep the payment confirmation – you will need it if something goes wrong.

Denmark and the SEPA area

Since Denmark is part of the SEPA zone, a euro payment to an account in Denmark normally only needs the IBAN. Many banks no longer ask for the BIC in that case.

You still need the BIC for non-euro payments or money from outside the SEPA area. Instant payments in euros are widely available within SEPA – check whether your bank supports them. As long as no conversion is involved, a SEPA transfer tends to be cheap.