SWIFT/BIC codes in Denmark: banks starting with T

Bank SWIFT codes for Denmark

In Denmark we have 611 SWIFT/BIC codes, spread over 322 banks. A BIC shows every bank in the chain which institution is meant to get an international payment.

Each bank has its own page with its main code and, where available, codes for branches and departments. The rest of this page explain how the codes work, the cost of transfers and the checks worth doing before a payment.

The structure of a Denmark SWIFT/BIC code

Every SWIFT/BIC code consists of 8 or 11 characters in a fixed order. The first four letters stand for the bank, the fifth and sixth characters form the country code and the next two give the location.

You can recognise a bank code from Denmark from letters five and six – those always form the country code of Denmark. A code with other letters in that position come from another country.

An 11-character code ends in three characters for a branch, where XXX means the head office. Use a branch code just if the recipient explicitly gives you one.

SEPA transfers to Denmark

Denmark belongs to the SEPA area, the zone for uniform euro payments. For a regular euro transfer from another SEPA country, you normally only need the IBAN.

A SWIFT code does come into play when the currency is not euros. Instant payments in euros are increasingly supported across SEPA – check whether your bank supports them. As long as the payment stays in euros, the transfer is usually inexpensive.

Transfer times to Denmark

How quickly money arrives in Denmark depends on a few things: which currency you send, the number of banks in between, cut-off times and differences in time zone. Transfers sent after the cut-off time or on a weekend or public holiday usually start the next business day.

If a transfer is late, the sender should contact the sending bank. Specialist transfer services often show a status online.

What a sender needs to pay you in Denmark

If you are waiting for a payment from another country in Denmark, send the payer a complete set of details. In practice that means: your full name as your bank knows it, your account number or IBAN, the SWIFT/BIC code of your bank and sometimes your postal address.

Look up your bank in the list above – your bank statement is the final word. Certain sending banks may also want your bank’s address.

The amount you receive can be less than the amount sent. Intermediary banks may deduct a fee, your bank may charge for incoming payments, and if the money is converted, a markup on the rate comes on top. On invoices, state how the fees are split to avoid a shortfall.

Sending money to Denmark for less

A bank transfer to Denmark can cost rather more than the fee suggests. You pay the transfer fee, sometimes fees from correspondent banks along the way and, most importantly, the exchange rate markup if the money is converted.

The markup on the rate is often the largest cost item. Compare the bank’s rate with the mid-market rate.

For many currency pairs, a transfer service is cheaper than a bank. GoldexPay compares these providers side by side so you can see the amount that reaches the recipient before you commit.

Paying in DKK: what conversion costs you

The local currency in Denmark is the Danish Krone (DKK). When you pay money in a different currency, it has to be converted somewhere along the way: by your bank, an intermediary or the receiving bank.

Who does the conversion affects how much arrives. In many cases it is cheaper if you send DKK directly through a transfer service that converts near the mid-market rate so the receiving bank does not need to convert again. Exchange rates move during the day – some providers let you lock in a rate.

Vp Securities A/S and its SWIFT codes

Vp Securities A/S tops the list of Denmark banks when it comes to SWIFT/BIC codes. The head office of Vp Securities A/S has VPDKDKKKXXX and that code covers most payments.

A large number of codes usually reflects that the bank registers branches and departments separately – it says nothing about the size of the bank as such. If not a branch code is given, the head office code VPDKDKKKXXX works for a payment to Vp Securities A/S.

Banks in Denmark starting with :letter

You are looking at a filtered list: just banks in Denmark with a name starting with :letter. The totals mentioned here apply to all 322 banks, not just the ones under :letter.

Some banks appear under their legal name, so the letter can differ from what you expect. The full overview for Denmark remains one click away if you cannot find the bank here.

Verifying a SWIFT code from Denmark

Have the recipient send you the account details directly from their banking app. If the code you have does not match the code listed here, do not guess.

We collect bank codes using publicly available data and check them from time to time. Even so, banks merge, rename themselves or change codes, so information can be out of date. Before any payment that matters, check the code with the recipient’s bank. GoldexPay is not a bank and has no link to the banks in this list.

Scammers regularly use fake invoices with new bank details from what looks like a familiar address. Before paying, verify changed details through a separate channel on a number you know.