SWIFT/BIC codes in Denmark: banks starting with H

Finding a SWIFT code in Denmark

For Denmark we have 611 SWIFT/BIC codes from 322 financial institutions. Each code points to a bank or one of its branches and tells other banks where an international payment should go.

Look for the recipient’s bank in the list and open its page for the full list of codes and the details a transfer needs. Further down you can read how codes from Denmark are built, how to send money to Denmark at a fair price and what to check before you pay.

What a transfer to Denmark really costs

If you send money to Denmark through a regular bank, the fee you see is only part of what you pay. On top of a fixed fee, correspondent banks can take a cut, and when the money is converted the bank often applies a less favourable rate than the real market rate.

The real cost is often in the rate, rather than in the fee – the bank builds a margin into its rate. Check the rate you are offered against the mid-market rate; the gap is what conversion costs you.

For a lot of currency pairs, a specialist provider is less expensive than a traditional bank transfer, mainly because of the rate. GoldexPay compares transfer services next to each other so you can see the amount that reaches the recipient for the same amount sent.

Which bank in Denmark has the most codes?

Vp Securities A/S tops the list of Denmark banks when it comes to SWIFT/BIC codes. The head office uses VPDKDKKKXXX, which is the code to use when no branch is specified.

Banks differ in whether they register branch codes. Paying someone at Vp Securities A/S? Use VPDKDKKKXXX unless a specific branch code is requested.

How long does a transfer to Denmark take?

There is no fixed delivery time for payments to Denmark: some land within a day while others need several business days. Transfers sent late in the day or on a weekend or public holiday usually start a business day later.

A growing number of banks use SWIFT gpi. Every payment gets a unique transaction reference, the UETR, which the sending bank can use to trace it. Keep the payment confirmation until the money has arrived; a bank needs it to start a trace.

Euro payments to Denmark: is a BIC needed?

Denmark is a member of the Single Euro Payments Area (SEPA), where euro transfers follow common rules. When you send euros from another SEPA country, you normally only need the IBAN.

You still need a SWIFT code for non-euro payments or money from outside the SEPA area. Instant euro transfers have become widely available across SEPA. Provided no conversion is involved, the transfer tends to be cheap.

Getting paid from abroad into an account in Denmark

To receive an international payment into a Denmark account, the sender has to have not just the SWIFT code. Give them your name as registered with the bank, your account number or IBAN, your bank’s SWIFT code and your address.

Look up the bank in the list on this page to check its code. Certain banks may also want your bank’s address, so keep it at hand.

Do not be surprised if the amount credited is smaller than what the sender paid. Fees for incoming transfers vary from bank to bank; check the price list of your bank. For business payments, state who bears the costs, so nobody is left short.

SWIFT codes in Denmark: banks under :letter

This list only shows banks in Denmark whose name starts with :letter, sorted alphabetically. The totals mentioned above still cover all banks in Denmark and not only this selection.

Some banks are listed under their official name, so the letter can differ from what you expect. Use the full list for Denmark if you are not sure how the name is spelled.

Sending DKK to Denmark

Denmark uses the Danish Krone, code DKK. A payment in a foreign currency will be converted into DKK before it reaches the account, and whoever converts it chooses the rate.

Who does the conversion has an effect on the final amount, as rates and margins differ per bank. Often it is cheaper if you send DKK straight away via a provider with a good rate. With bigger transfers, even a small difference in the rate can be worth more than the fee.

Verifying a SWIFT code from Denmark

The most reliable place for the right code is a document from the bank itself, such as a statement or the account page in online banking. An incorrect BIC may lead to a delay, a returned payment or additional charges – compare it with the code in our list.

We gather SWIFT/BIC codes from public sources and check our list regularly. Institutions reorganise, close branches and retire codes. For a payment that matters, confirm the code with the recipient. GoldexPay is an independent comparison site and has no link to the banks in this list.

Scammers often send fake invoices with changed bank details from what looks like a familiar address. Always confirm a change of bank details through a separate channel.

How SWIFT codes from Denmark are built

SWIFT/BIC codes follow the same format worldwide: eight characters. The first four letters identify the bank, the fifth and sixth characters are the country code and characters seven and eight mark the location.

In every code from Denmark, characters five and six are the ISO country code of Denmark – that is the quickest way to spot one. When the country letters point to another country, the code belongs to a bank in another country.

If the last three are XXX, it refers to the main office. In most cases the head office code is fine, unless the recipient gives you a branch code.