SWIFT/BIC codes in Denmark: banks starting with J

Denmark: banks and their SWIFT/BIC codes

On this page you find the SWIFT/BIC codes of 322 institutions in Denmark, 611 codes in all. You will need a SWIFT/BIC code mostly when making international transfers.

Pick the bank from the list to view the head office code and its other codes, plus practical notes for sending and receiving money. Below the list you can read how codes from Denmark are built, how to send money there at a fair price and how to check a code before you pay.

Banks in Denmark beginning with the letter :letter

You are looking at a selection: only banks in Denmark whose name begins with :letter. The totals mentioned above always cover all banks in Denmark, not just this letter.

Bank not listed? The registered name may start with a different letter – think of the full legal name instead of the brand. Use the full list for Denmark when you do not know how the name is spelled.

Check the code before you pay

Have the recipient send you the account details straight from a recent statement. A wrong code can cause delays, a returned payment or extra fees.

We collect SWIFT/BIC codes using public sources and update them regularly. Institutions merge, change names and retire codes – a directory can be a step behind. Use our data as a starting point rather than the last word; the recipient’s bank details are leading. GoldexPay is a comparison site, not a bank.

Scammers often send fake invoices carrying changed bank details from what looks like a familiar address. Always confirm changed details through a separate channel, using a number you already had.

Recognising a SWIFT code from Denmark

Bank identifier codes use one international format: 8 characters. The first four letters identify the bank, characters five and six are the country code and the next two give the location.

For banks in Denmark, letters five and six are the ISO country code of Denmark – that is the quickest way to spot one. If those two letters do not match Denmark, you are looking at a bank in another country.

If the last three are XXX, it means the main office. In most cases the head office code is fine unless the recipient asks for a specific branch.

Euro payments to Denmark: is a BIC needed?

Because Denmark is part of the SEPA zone, a euro payment to a bank in Denmark usually only needs an IBAN. Many banks no longer ask for the BIC in that case.

You will still need a SWIFT code for payments in other currencies or money from outside the SEPA area. Euro payments within SEPA normally land within one business day. As long as the payment stays in euros, a SEPA transfer tends to be cheap.

Which bank in Denmark has the most codes?

Vp Securities A/S tops our list of Denmark banks in SWIFT/BIC codes. The head office of Vp Securities A/S has VPDKDKKKXXX and that code covers most payments.

Many codes often means separate codes for branches, departments or services. Paying someone at Vp Securities A/S? Use VPDKDKKKXXX except when a specific branch code is requested.

Paying in DKK: what conversion costs you

Most accounts in Denmark are usually held in DKK, the local currency. When you pay money in a different currency, it gets converted somewhere along the way: by your bank, an intermediary or the receiving bank.

Which bank converts the payment matters: every bank has its own margin. Check what DKK arrives with several providers. With bigger transfers, a seemingly small gap in the rate can be worth more than the fee.

Sending money to Denmark for less

The price of a payment to Denmark is made up of more than one component – not only the fee you see. You pay a transfer fee, possibly fees from correspondent banks along the way and, above all, the exchange rate markup if the money is converted.

That exchange rate margin is often the biggest part of the cost because it is hidden in the rate. An easy check: set the offered rate against the mid-market rate and look at the difference.

For a lot of currency pairs, a specialist provider is less expensive than a traditional bank transfer. Before you send money to Denmark, it is worth to compare the total cost on GoldexPay instead of going straight to your bank.

Getting paid from abroad into an account in Denmark

Someone abroad who wants to pay you needs a few details from you, and missing ones are a common cause of delays. In practice that means: your name as your bank knows it, your IBAN or account number, the SWIFT/BIC code of your bank and sometimes your postal address.

Look up the bank in the list on this page and compare the code with your own bank details. Certain sending banks also ask for your bank’s address.

The amount you receive is often less than what was sent. Intermediary banks may deduct a fee, and when currencies differ, an exchange rate margin applies. On invoices, state who bears the costs.

Transfer times to Denmark

A SWIFT payment to Denmark usually needs one to a few business days, depending on the currency, the route and the banks involved. Payments made after the cut-off time or on weekends and holidays often go out the next business day.

If a transfer is delayed, the sender should contact the sending bank and ask for the status or the UETR. Keep your transfer receipt until the recipient confirms; a bank needs it to start a trace.