SWIFT/BIC codes in Denmark: banks starting with R

322 banks and financial institutions in Denmark with 611 SWIFT/BIC codes in total.

The way a SWIFT/BIC code from Denmark is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

REKD Bank code
4 letters that identify the bank.
DK Country code
2 letters for the country (ISO 3166).
K1 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Bank SWIFT codes for Denmark

For Denmark our database holds 611 SWIFT/BIC codes. A SWIFT code shows every bank in the chain which institution should receive the money.

Select the bank from the list to see the head office code and any branch codes along with tips for payments to and from that bank. The rest of this page explain how the codes work, the cost of transfers and the checks worth doing before you send money.

Bank or transfer service for Denmark?

An international bank payment to Denmark often costs rather more than you think. You pay a transfer fee, possibly charges from intermediary banks and, most importantly, the exchange rate markup.

Most of the cost usually sits in the exchange rate, rather than in the fee. Compare the rate you are offered against the mid-market rate that you find on financial sites. The difference is your real cost.

For a lot of currency pairs, a specialist provider turns out to be less expensive than a bank. On GoldexPay you can compare what recipients in Denmark receive with different providers, so you can pick the cheapest route.

Transfer times to Denmark

An international transfer to Denmark usually takes anywhere from one to several business days. Transfers sent late in the day or just before weekends and holidays usually start a business day later.

If a transfer is delayed, ask the sender to contact the sending bank and ask for the status or the UETR – the receiving bank often cannot see a payment that has not arrived. Money transfer services often provide tracking in their app, which makes it easier to see where the money is.

Vp Securities A/S and its SWIFT codes

Of all banks we list for Denmark, Vp Securities A/S has the most codes. Its main office has VPDKDKKKXXX; that is usually the right code for a transfer.

A large number of codes often means separate codes for branches, departments or services, not necessarily that the bank is the biggest in the country. Making a payment to Vp Securities A/S? Go with VPDKDKKKXXX except when a specific branch code is requested.

Sending DKK to Denmark

Denmark uses the Danish Krone, code DKK. Money sent in a different currency is converted into DKK – and the bank that does it picks the rate.

Which bank converts the money makes a difference: every bank has its own margin. In many cases it is cheaper to send DKK straight away via a provider with a good rate so the receiving bank does not need to convert again. With bigger transfers, even a small difference in the rate adds up quickly.

Recognising a SWIFT code from Denmark

Bank identifier codes use the same format worldwide: 8 characters, sometimes followed by three more. First comes a four-letter bank code, followed by two letters for the country and a two-character location code.

Whatever the bank, all Denmark codes share the same fifth and sixth letters. A code with a different country code come from another country – a quick way to catch mistakes.

The long version ends in three characters for a branch, where XXX means the head office. Use a branch code only if the recipient explicitly gives you one.

Banks in Denmark starting with :letter

You are looking at a filtered list: just institutions in Denmark whose name begins with :letter. The counts in the introduction always cover all banks in Denmark and not only this selection.

If the bank you need does not appear here, check another letter: banks are often registered under their full legal name. The full overview for Denmark remains available if you cannot find the bank here.

How reliable is this list?

Have the recipient copy their bank details directly from their online banking. An incorrect BIC can cause delays, a returned payment or additional charges.

This list is compiled from public sources that we update periodically. Even so, banks merge, rename themselves or retire codes and our data may lag behind. For any payment of any size, check the BIC with the recipient. GoldexPay is an independent comparison site and is not affiliated with the banks listed.

Fraudsters regularly use payment requests with changed bank details that look completely genuine. Before paying, verify changed details through a separate channel, using a number you already had.

Paying in euros to Denmark

Since Denmark is part of SEPA, a euro payment to an account in Denmark normally only needs an IBAN. Many banks no longer ask for the BIC in that case.

You still need the BIC when sending payments in other currencies or transfers from countries outside SEPA. Euro payments within SEPA normally land by the next business day, and instant transfers in seconds where both banks support them. Provided the payment stays in euros, the transfer is usually inexpensive.

Incoming international payments in Denmark

If you expect a payment from another country in Denmark, give the sender all details at once. Give them the account holder’s name, the IBAN or account number, the BIC of your bank and your address.

Your bank’s code is in our list, yet the version on your own statement or in your banking app is leading. It helps to add your bank’s name and city because some forms have separate fields for it.

Expect that the incoming amount is smaller than what the sender paid. Charges on incoming payments vary per bank. Agree with the sender who covers the fees.

Frequently asked questions

How many banks in Denmark have a SWIFT/BIC code?

Our directory lists 322 institutions in Denmark with 611 SWIFT/BIC codes.

How do I recognise a SWIFT/BIC code from Denmark?

Characters 5 and 6 of each SWIFT/BIC code show the country. For Denmark this is DK.

What is the cheapest way to send money to Denmark?

Banks often hide a margin in the exchange rate on top of a fee. Check what arrives in Danish Krone across transfer services to save money.

Do I need a SWIFT code to send money to Denmark?

For euro transfers usually not: Denmark belongs to SEPA, so the IBAN is enough. When you send a different currency the SWIFT/BIC code is required.

How long does a transfer to Denmark take?

SEPA payments usually arrive within one business day, instant payments within seconds. Transfers in other currencies take 2–4 business days.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.