SWIFT/BIC codes in Denmark: banks starting with O

Bank SWIFT codes for Denmark

This overview covers 322 banks and financial institutions in Denmark. Every code identifies a bank or one of its branches.

Pick the bank from the list to view the head office code and its other codes along with tips for payments to and from that bank. Below the list you can read how a code from Denmark is put together, how to send money there without overpaying and what to check before you pay.

Euro payments to Denmark: is a BIC needed?

Denmark is a member of the SEPA area. For a regular euro transfer within SEPA, the IBAN is usually enough and the BIC is often filled in automatically.

The BIC still come into play when the currency is not euros. Instant euro transfers have become widely available across SEPA. Fees are generally low as long as everything stays in euros; the conversion is where it gets expensive.

What a transfer to Denmark really costs

A bank transfer to Denmark can cost rather more than the fee suggests. On top of the fee, intermediary banks may deduct a charge, and when the money is converted the bank usually applies a rate below the real market rate.

The markup on the rate tends to be the largest cost item, even though it is not listed as a fee. An easy check: put the offered rate against the mid-market rate and work out the difference on your amount.

For many routes, a transfer service turns out to be cheaper than a bank, mainly because of the rate. GoldexPay compares these providers side by side so you can see what actually arrives in Denmark for the same amount sent.

Sending DKK to Denmark

Bank accounts in Denmark are typically held in DKK. If you send another currency, it gets converted somewhere along the way: by your bank, an intermediary or the receiving bank.

Who converts the payment makes a difference, because each party uses its own rate. Compare how much DKK arrives via several services before choosing one. With bigger transfers, a seemingly small difference in the rate can be worth more than the fee.

Verifying a SWIFT code from Denmark

Ask the recipient to copy their bank details directly from their banking app. When the code you were given does not match our list, stop and ask – contact the recipient or their bank.

We collect bank codes from publicly available data and update our list regularly. Still, banks merge, rename themselves or retire codes, so information can be out of date. Before any payment that matters, check the BIC with the recipient’s bank. GoldexPay is an independent comparison site and has no link to the banks in this list.

Fraudsters often send payment requests with new bank details that look completely genuine. A valid BIC tells you nothing about whether a request is genuine: criminals use real codes too.

Banks in Denmark starting with :letter

You are looking at a selection: just institutions in Denmark with a name starting with :letter. The totals mentioned above still refer to all banks in Denmark, not just this letter.

If the bank you need does not appear under :letter, try the full list – the registered name can differ from the name people use. The full overview for Denmark is one click away when you cannot find the bank here.

Which bank in Denmark has the most codes?

Vp Securities A/S tops the list for Denmark when it comes to the number of SWIFT/BIC codes. Its head office code is VPDKDKKKXXX – the code most transfers need.

A large number of codes usually means that the bank registers branches and departments separately, not necessarily that the bank is the biggest in the country. Making a payment to Vp Securities A/S? Use VPDKDKKKXXX unless the recipient gives you a branch code.

Transfer times to Denmark

There is no fixed answer for transfers to Denmark: many land the same day or the next, others take several business days. Payments made after the cut-off time or just before weekends and holidays usually go out a business day later.

A growing number of banks use SWIFT gpi for faster and traceable payments. Each payment carries a unique transaction reference, the UETR, which the sending bank can use to trace it. Money transfer services often provide a status in their app so you can follow the payment.

What the letters in a Denmark BIC mean

SWIFT/BIC codes follow the same format worldwide: eight characters, sometimes followed by three more. Characters one to four identify the bank, characters five and six are the country code and the next two give the location.

In every code from Denmark, letters five and six show the ISO country code of Denmark. If those two letters do not match Denmark, the code belongs to a bank in another country – worth double-checking.

If the last three are XXX, it refers to the main office, and the 8-character version leads to the same place. Choose a branch code only if the recipient’s bank asks for it; otherwise the head office code is the safe choice.

Incoming international payments in Denmark

Someone abroad who wants to pay you will ask for several details from you – incomplete details often cause delays. Share the account holder’s name, the IBAN or account number, your bank’s SWIFT code and your address.

Your bank’s code appears in our list. Certain sending banks may also ask for the name and address of your bank.

Expect that the incoming amount is smaller than what the sender paid. Fees for incoming transfers differ per bank – your bank’s price list tells you what applies. On invoices, state who bears the costs.