SWIFT/BIC codes in Denmark: banks starting with S

Finding a SWIFT code in Denmark

On this page you find the SWIFT/BIC codes of 322 institutions in Denmark – 611 codes altogether. Each code identifies an institution or a specific branch or department and tells other banks where an international payment should go.

Every bank has its own page showing the head office code and, where available, codes for branches and departments. Further down you can read how a code from Denmark is put together, how to send money there at a fair price and what to check before you pay.

About our data and how to check a code

The safest source for a SWIFT code is the recipient’s own bank details. An incorrect BIC can cause delays, a returned payment or extra fees – compare it with the code in our list.

We collect bank codes from publicly available data and update them regularly. Institutions reorganise, close branches and change codes, and no directory catches every change immediately. For a payment of any size, check the BIC with the recipient. GoldexPay is not a bank and has no link to the banks in this list.

Scammers often use payment requests with new bank details that look completely genuine. A valid BIC says nothing about who owns the account – scammers use the codes of real banks.

SWIFT codes in Denmark: banks under :letter

This filter narrows the list down to banks in Denmark starting with :letter, so you can find a bank faster. The counts in the introduction always refer to the whole country, not just this letter.

Cannot find the bank? Its official name might start with a different letter – think of the full legal name instead of the brand. Use the full list for Denmark if you are not sure how the name is spelled.

Incoming international payments in Denmark

To receive an international payment in Denmark, the person paying you has to have not just the BIC. Give them the account holder’s name, your account number or IBAN, the BIC of your bank and your address.

Look up the bank in the list on this page, but take the code from your own bank details when in doubt. It helps to add the name and city of your bank as well, since some payment forms ask for it.

Do not be surprised if the amount credited is below what the sender paid. Intermediary banks may deduct a fee and your own bank may charge for processing, and if the money is converted, a markup on the rate applies. Agree with the sender who pays which costs, especially for larger amounts.

How SWIFT codes from Denmark are built

Each SWIFT/BIC code consists of 8 or 11 characters. Characters one to four identify the bank, characters five and six are the country code and characters seven and eight give the location.

You can spot a code from Denmark from letters five and six. If the country letters do not match Denmark, the code belongs to a bank somewhere else.

The long version adds three characters for a branch, where XXX means the head office. In most cases the head office code is fine, unless the recipient gives you a branch code.

Denmark and the SEPA area

Inside SEPA, euro payments to Denmark use the same rules and in most cases need only the IBAN. The BIC field is usually optional for those payments.

You will still need the BIC when sending payments in other currencies or transfers from countries outside SEPA. Instant payments in euros have become increasingly supported across SEPA – check whether your bank supports them. Provided no conversion is involved, a SEPA transfer is usually cheap.

Denmark and the Danish Krone

The local currency in Denmark is the Danish Krone (DKK). Money sent in a different currency will be exchanged into DKK on its way to the recipient.

Which bank converts the money makes a difference: every bank has its own margin. Compare how much DKK arrives via different services before choosing one. With bigger transfers, even a small difference in the rate adds up quickly.

What a transfer to Denmark really costs

The price of a transfer to Denmark is made up of more than one component – not only the fee you see. You pay a transfer fee, possibly charges from intermediary banks along the way and, most importantly, the exchange rate markup.

That exchange rate margin tends to be the largest cost item because it is hidden in the rate. An easy check: set the offered rate next to the mid-market rate and work out the difference on your amount.

Specialist money transfer services frequently offer a rate near the mid-market rate and lower fees. Before your next transfer to Denmark, take a minute comparing what arrives on GoldexPay instead of going straight to your bank.

Transfer times to Denmark

How quickly a payment arrives in Denmark is determined by a few things: the currency, how many intermediary banks are involved, cut-off times and time zones. Transfers sent after the cut-off time or on weekends and holidays usually go out a business day later.

If the money is delayed, ask the sender to contact the sending bank for a trace; only the sending side can start an official trace. Save the payment confirmation.

Most SWIFT codes in Denmark: Vp Securities A/S

Among the 322 institutions we list, Vp Securities A/S has the most SWIFT/BIC codes of all banks in Denmark. Its head office code is VPDKDKKKXXX – the code most transfers need.

Many codes often means that the bank registers branches and departments separately, not necessarily that the bank is the biggest in the country. Paying someone at Vp Securities A/S? Go with VPDKDKKKXXX except when a specific branch code is requested.