SWIFT/BIC codes in Denmark: banks starting with B

Finding a SWIFT code in Denmark

On this page you find the SWIFT/BIC codes of 322 banks in Denmark – 611 codes altogether. A BIC shows the banks handling a transfer which institution is meant to get the money.

Look for the bank you need in the list and click through to see all codes we have. Further down we explain how codes from Denmark are built, how to send money there at a fair price and what to check before you pay.

The cheapest way to send money to Denmark

An international bank payment to Denmark often costs rather more than the fee suggests. On top of a fixed fee, correspondent banks may deduct a charge and, if currencies are converted, the bank usually uses a less favourable rate than the real market rate.

That exchange rate margin tends to be the biggest part of the cost, even though it is not listed as a fee. Compare the rate you are offered with the mid-market rate; the gap is what conversion costs you.

Specialist money transfer services often offer rates closer to the mid-market rate and lower fees. GoldexPay lists these providers side by side, showing the amount that reaches the recipient.

Banks in Denmark beginning with the letter :letter

This filter limits the list to banks from Denmark that begin with :letter to make searching quicker. The counts in the introduction always cover all banks in Denmark.

Cannot find the bank? The registered name might begin with another word. Use the full list for Denmark when you are not sure the exact name.

About our data and how to check a code

The best place to find the right code remains a document from the bank itself, such as a statement or the account page in online banking. A wrong code may lead to delays, a payment being sent back or additional charges.

The directory on GoldexPay is based on public sources and is updated regularly. Banks merge, change names and change codes. Treat our data as a starting point rather than the last word. GoldexPay is an independent comparison site.

Be wary of payment requests with a new account, especially when they come by email. A real SWIFT code says nothing about whether a request is genuine: criminals use real codes too.

The largest SWIFT network in Denmark: Vp Securities A/S

Among the 322 institutions we list, Vp Securities A/S holds the largest number of SWIFT/BIC codes of all banks in Denmark. Its main office uses VPDKDKKKXXX and that code covers most payments.

Practice differs in how many codes they register – a high count is not a measure of size. Paying someone at Vp Securities A/S? Use VPDKDKKKXXX unless a specific branch code is requested.

Tracking a payment to Denmark

How fast money arrives in Denmark is determined by a few things: the currency, how many intermediary banks are involved, daily processing deadlines and differences in time zone. Transfers sent late in the day or just before a weekend or public holiday usually go out the next business day.

When a payment takes longer than expected, the sender should contact their own bank – the receiving bank often cannot see a payment that has not arrived. Money transfer services usually show a status in their app.

The structure of a Denmark SWIFT/BIC code

Bank identifier codes use the same format worldwide: eight characters plus an optional three-character extension. First comes a four-letter bank code, followed by a two-letter country code and two characters for the location.

In every code from Denmark, letters five and six are the two-letter ISO code of Denmark, which makes these codes easy to recognise. A code with other letters in that position come from another country – a quick way to catch mistakes.

The long version adds three characters for a branch. Use a branch code only when the recipient’s bank asks for it – otherwise stick with the head office.

SEPA transfers to Denmark

Within the SEPA zone, euro payments to Denmark follow the same rules, so the IBAN does the job in most cases. A field for the BIC is usually optional for those payments.

A SWIFT code does come into play when the currency is not euros and for transfers from outside SEPA. Instant euro transfers have become widely supported across SEPA, though not every bank offers them for every account. Provided no conversion is involved, a SEPA transfer is usually cheap.

Sending DKK to Denmark

Denmark pays in the Danish Krone. Money sent in a different currency will be converted into DKK before it reaches the account.

Where the conversion happens has an effect on how much arrives, since every bank sets its own rate. Often you pay less if you send DKK straight away via a transfer service that converts near the mid-market rate so the receiving bank does not need to convert again. On larger amounts, even a small gap in the rate can be worth more than the fee.

What a sender needs to pay you in Denmark

Someone abroad who wants to pay you will ask for a few details from you. In practice that means: your name exactly as it appears on the account, your account number or IBAN, the BIC of your bank and sometimes your postal address.

Find your bank in the list above to check its code, but take the code from your own bank details when in doubt. Certain banks also want your bank’s address; it does no harm to include it.

Expect that the incoming amount is below what the sender paid. Correspondent banks can take a fee, and when currencies differ, an exchange rate margin applies. Make clear with the sender who pays which costs.