SWIFT/BIC codes in Denmark: banks starting with F

Denmark: banks and their SWIFT/BIC codes

Our directory lists 322 banks and other institutions in Denmark and 611 SWIFT/BIC codes between them. You need such a code mostly for payments across borders, and especially for payments in foreign currencies.

Every bank is listed with its own page with the head office code and, where available, codes for branches and departments. The sections below explain the structure of the codes, the cost of transfers and the checks worth doing before a payment.

Getting paid from abroad into an account in Denmark

For a transfer from abroad in Denmark, the sender needs more than the SWIFT code. That means: your name exactly as it appears on the account, your account number or IBAN, the SWIFT/BIC code of your bank and, often, your address.

The code of your bank appears in the list on this page, yet the version on your own statement or in your banking app is leading. It helps to add the name and city of your bank as well, since some payment forms ask for it.

Expect that the incoming amount is below the amount on the sender’s receipt. Fees for incoming transfers differ from bank to bank – your bank’s price list tells you what applies. For business payments, agree how the fees are split.

Most SWIFT codes in Denmark: Vp Securities A/S

In our data, Vp Securities A/S holds the largest number of SWIFT/BIC codes in Denmark. Its head office code is VPDKDKKKXXX.

Practice differs in how many codes they register, so the count is not a ranking of size. Paying someone at Vp Securities A/S? Use VPDKDKKKXXX unless a specific branch code is requested.

The cheapest way to send money to Denmark

The price of a transfer to Denmark is made up of several parts. You pay the transfer fee, sometimes charges from intermediary banks and, most importantly, the exchange rate markup when currencies differ.

Most of the cost usually sits in the exchange rate, not in the fee – the bank builds a margin into its rate. Compare the bank’s rate against the mid-market rate, the midpoint you see on financial news sites.

For a lot of currency pairs, a transfer service turns out to be cheaper than a bank – mostly thanks to the exchange rate. GoldexPay compares transfer services side by side so you can see what actually arrives in Denmark before you commit.

Transfer times to Denmark

How quickly a payment arrives in Denmark is determined by a few things: which currency you send, how many intermediary banks are involved, daily processing deadlines and time zones. Bank holidays in either country can add a day or more.

A growing number of banks use SWIFT gpi, which lets them follow a payment from bank to bank. Every payment carries a unique transaction reference, the UETR, which the sending bank can use to trace it. Specialist transfer services usually provide tracking in their app so you can follow the payment.

What the letters in a Denmark BIC mean

Bank identifier codes use one international format: eight characters plus an optional three-character extension. The first four letters stand for the bank, the fifth and sixth characters form the country code and characters seven and eight mark the location.

You can spot a code from Denmark by the fifth and sixth characters – those always form the country code of Denmark. When those two letters point to another country, the code belongs to a bank somewhere else – worth double-checking.

The long version ends in a branch code, where XXX means the head office. In most cases the head office code is what you need, unless the recipient gives you a branch code.

SWIFT codes in Denmark: banks under :letter

This filter narrows the list to banks in Denmark starting with :letter. The figures for Denmark mentioned here cover every bank we list, not just the ones under :letter.

Bank not listed? Its official name might start with a different letter. Try the full list for Denmark when you do not know how the name is spelled.

Check the code before you pay

The safest source for a SWIFT code is the recipient’s own bank details: an invoice, a statement or their online banking. If the code you have does not match the code listed here, do not guess – contact the recipient or their bank.

The directory on GoldexPay is compiled from publicly available sources and is updated regularly. Banks merge, change names and retire codes. Before any payment that matters, confirm the BIC with the recipient’s bank. GoldexPay is not a bank and is not affiliated with the banks listed.

Be wary of invoices with a new account, especially when they come by email. Before paying, verify changed details by phone on a number you know.

SEPA transfers to Denmark

Denmark belongs to the Single Euro Payments Area (SEPA). When you send euros within SEPA, the IBAN is usually enough; many banks no longer ask for the BIC.

You will still need the BIC when sending payments in other currencies or money from outside the SEPA area. SEPA transfers normally land by the next business day. As long as no conversion is involved, a SEPA transfer tends to be cheap.

The Danish Krone (DKK) and conversion costs

The local currency of Denmark is the Danish Krone (DKK). When you pay money in a different currency, it gets converted somewhere along the way.

Who does the conversion has an effect on how much arrives. In many cases you pay less if you send DKK directly through a transfer service that converts near the mid-market rate rather than letting the receiving bank convert. With bigger transfers, a seemingly small difference in the rate can be worth more than the fee.