SWIFT/BIC codes in Denmark: banks starting with E

Finding a SWIFT code in Denmark

In Denmark we have 611 SWIFT/BIC codes from 322 banks. Every code points to a bank or one of its branches and tells other banks where an international payment should go.

Pick the bank below to view its head office code and any branch codes. The sections below explain how the codes work, the cost of transfers and how to avoid mistakes before you send money.

Sending money to Denmark for less

If you send money to Denmark through a regular bank, the stated fee is only part of the cost. On top of a fixed fee, correspondent banks can deduct a charge and, if currencies are converted, the bank often applies a rate below the real market rate.

The markup on the rate is often the biggest part of the cost because it is hidden in the rate. An easy check: put the rate you get next to the mid-market rate and work out the difference on your amount.

Specialised transfer providers often use rates closer to the mid-market rate and lower fees. GoldexPay lists transfer services side by side so you can see what actually arrives in Denmark.

The Danish Krone (DKK) and conversion costs

Bank accounts in Denmark are usually held in DKK. When you pay money in a different currency, the amount has to be converted at some point: by your bank, an intermediary or the receiving bank.

Who does the conversion has an effect on how much arrives, as rates and margins differ per bank. Check how much DKK the recipient gets with several services. Exchange rates move during the day.

The largest SWIFT network in Denmark: Vp Securities A/S

Of all banks we list for Denmark, Vp Securities A/S has the largest number of SWIFT codes. The head office uses VPDKDKKKXXX, which is the code to use when no branch is specified.

Practice differs in how many codes they register. Unless a branch code is given, VPDKDKKKXXX is fine for a payment to Vp Securities A/S.

How long does a transfer to Denmark take?

There is no single delivery time for payments to Denmark: many arrive within a day, others take several business days. Bank holidays in either country can add extra days to the journey.

A growing number of banks use SWIFT gpi, which lets them follow a payment from bank to bank. Each payment gets a unique reference, the UETR, which the sending bank can use to trace it. Save your transfer receipt until the money has arrived – you will need it if something goes wrong.

Incoming international payments in Denmark

Someone abroad who wants to pay you needs a few details from you. That means: your full name exactly as it appears on the account, your IBAN or account number, the SWIFT/BIC code of your bank and usually your postal address.

Look up your bank in the list on this page and compare the code with your own bank details, but take the code from your own bank details when in doubt. You can add your bank’s name and city as well.

Do not be surprised if the amount credited is smaller than what the sender paid. Correspondent banks can take a fee, your bank may charge for incoming payments, and when currencies differ, an exchange rate margin comes on top. Agree with the sender who covers the fees, especially for larger amounts.

Verifying a SWIFT code from Denmark

The most reliable place for the right code is a document from the bank itself. If the code you have does not match the code listed here, do not guess – contact the recipient or their bank.

We collect bank codes using public sources and check them regularly. Still, banks merge or change codes. Before any payment that matters, confirm the code with the recipient. GoldexPay is an independent comparison site and has no link to the banks in this list.

Be wary of invoices with changed bank details, especially when they come by email. A real SWIFT code tells you nothing about who owns the account – scammers use the codes of real banks.

SWIFT codes in Denmark: banks under :letter

You are looking at a filtered list: just institutions in Denmark whose name begins with :letter. The counts in the introduction always cover the whole country.

Some banks appear under their official name. Use the full list for Denmark when you are not sure how the name is spelled.

Recognising a SWIFT code from Denmark

Bank identifier codes follow one international format: 8 characters. Characters one to four identify the bank, characters five and six are the country code and the next two mark the location.

In every code from Denmark, letters five and six show the ISO country code of Denmark – that is the quickest way to spot one. If those two letters do not match Denmark, the code belongs to a bank in another country, so check again.

An 11-character code ends in three characters for a branch, where XXX means the head office. Choose a branch code only when the recipient’s bank asks for it; otherwise the head office code is the safe choice.

SEPA transfers to Denmark

Inside SEPA, euro payments to Denmark use the same rules and in most cases need only the IBAN. The BIC field is often optional for those payments.

You still need the BIC when sending non-euro payments or money from outside the SEPA area. SEPA transfers normally land by the next business day or faster with instant payments. Provided no conversion is involved, the transfer tends to be cheap.