SWIFT/BIC codes in Denmark: banks starting with K

Finding a SWIFT code in Denmark

Here you will find codes for 322 banks in Denmark – 611 codes altogether. A BIC tells every bank in the chain exactly which bank should receive the money.

Pick the bank from the list to see its head office code and any branch codes along with tips for payments to and from that bank. Further down you can read how a code from Denmark is put together, how to send money there without overpaying and what to check before you pay.

SEPA transfers to Denmark

Because Denmark is in SEPA, a euro payment to a bank in Denmark normally only needs an IBAN. Many banks do not require the BIC in that case.

The BIC does come into play when the currency is not euros and for transfers from outside SEPA. Instant euro transfers are increasingly available across SEPA – check whether your bank supports them. As long as no conversion is involved, a SEPA transfer tends to be inexpensive.

Vp Securities A/S and its SWIFT codes

Of the 322 banks we list for Denmark, Vp Securities A/S has the largest number of codes. Its head office code is VPDKDKKKXXX, which is the code to use when no branch is specified.

The number of codes tells you more about how it registers branches and services than about how big it is. Paying someone at Vp Securities A/S? Go with VPDKDKKKXXX except when a specific branch code is requested.

Incoming international payments in Denmark

To receive a transfer from abroad in Denmark, the person paying you needs more than the SWIFT code. In practice that means: your full name as your bank knows it, your account number or IBAN, the BIC of your bank and usually your address.

The code of your bank is in our list but always compare it with your own bank details. Some banks may also want the name and address of your bank, so keep it at hand.

The amount you receive can be less than what was sent. Charges on incoming payments vary per bank; check the price list of your bank. Make clear with the sender who covers the fees, especially for larger amounts.

Sending DKK to Denmark

The currency in Denmark is the Danish Krone (DKK). When you pay money in a different currency, the amount has to be converted somewhere along the way – by your bank, a bank in between or the recipient’s bank.

Where the conversion happens has an effect on the final amount, as rates and margins differ per bank. Compare how much DKK the recipient gets with different services. Exchange rates move during the day, so a quote is usually valid only briefly.

The cheapest way to send money to Denmark

If you transfer money to Denmark via a regular bank, the fee you see is only part of what you pay. On top of a fixed fee, intermediary banks may deduct a charge, and when the money is converted the bank usually uses a rate below the actual market rate.

That exchange rate margin tends to be the largest part of the cost because it is hidden in the rate. Check the rate you are offered against the mid-market rate, the midpoint you see on financial news sites; the gap is what conversion costs you.

Specialised transfer providers often offer rates closer to the mid-market rate and lower fees. Before you send money to Denmark, take a minute comparing what arrives on GoldexPay rather than accepting the first rate you see.

What the letters in a Denmark BIC mean

A BIC is 8 or 11 characters long. Characters one to four stand for the bank, the fifth and sixth characters are the country code and characters seven and eight give the location.

No matter which bank, all Denmark codes have the same fifth and sixth letters: the ISO code of the country. A code with a different country code belong to another country.

The last three characters, if present, stand for a branch or department; XXX is used for the head office. Use a branch code only if the recipient’s bank asks for it.

Transfer times to Denmark

There is no fixed delivery time for transfers to Denmark: many land the same day or the next. Public holidays in either country add extra days to the journey.

A growing number of banks are connected to SWIFT gpi. Each payment gets a unique transaction reference, the UETR. Money transfer services usually provide a status in their app.

About our data and how to check a code

The most reliable place for the right code is a document from the bank itself, such as a statement or the account page in online banking. An incorrect BIC may lead to delays, a payment being sent back or extra fees.

The directory on GoldexPay draws on public sources. Institutions reorganise, close branches and retire codes, and no directory catches every change immediately. Treat our data as a starting point; the recipient’s bank details are leading. GoldexPay is an independent comparison site and is not affiliated with the banks listed.

Fraudsters regularly use fake invoices carrying changed bank details that look completely genuine. Before paying, confirm a change of bank details by phone, using a number you already had.

SWIFT codes in Denmark: banks under :letter

Here you see a filtered list: only banks in Denmark whose name begins with :letter. The totals mentioned above always cover all banks in Denmark and not only this selection.

Many institutions are listed under their legal name, which may start with words like Bank or Banco, so the letter can differ from what you expect. Use the full list for Denmark if you do not know how the name is spelled.