SWIFT/BIC codes in Denmark: banks starting with W

Denmark: banks and their SWIFT/BIC codes

On this page you find the SWIFT/BIC codes of 322 banks in Denmark. Every code points to a bank or a specific branch or department.

Every bank has its own page showing its main code and if there are any, branch codes. Further down we explain how codes from Denmark are built, how to send money there without overpaying and what to check before you pay.

Tracking a payment to Denmark

How fast a payment arrives in Denmark is determined by a few things: which currency you send, how many intermediary banks are involved, daily processing deadlines and time zones. Transfers sent late in the day or just before a weekend or public holiday often start a business day later.

If a transfer seems late, ask the sender to contact the sending bank – the receiving bank often cannot see a payment that has not arrived. Save your transfer receipt – you will need it if something goes wrong.

SEPA transfers to Denmark

Since Denmark is in the SEPA zone, a euro payment to an account in Denmark usually requires just the IBAN. Most banking apps do not require the BIC in that case.

A SWIFT code does come into play for payments in other currencies and for transfers from outside SEPA. SEPA transfers usually arrive by the next business day. Costs stay low as long as everything stays in euros; the conversion is where it gets expensive.

Sending DKK to Denmark

Denmark pays in the Danish Krone (DKK). When you pay another currency, it has to be converted somewhere along the way – by your bank, a bank in between or the recipient’s bank.

Which bank converts the money makes a difference. Compare what DKK the recipient gets via different services before choosing one. With bigger transfers, a seemingly small difference in the rate can be worth more than the fee.

Which bank in Denmark has the most codes?

In our data, Vp Securities A/S has the largest number of SWIFT/BIC codes in Denmark. Its main office has VPDKDKKKXXX; that is usually the right code for a transfer.

A large number of codes usually means that the bank registers branches and departments separately – it says nothing about the size of the bank as such. If not a branch code is given, the head office code VPDKDKKKXXX works for transfers to this bank.

The structure of a Denmark SWIFT/BIC code

Each SWIFT/BIC code consists of eight or eleven characters, always in the same order. First comes a four-letter bank code, followed by two letters for the country and two characters for the location.

For banks in Denmark, letters five and six show the two-letter ISO code of Denmark. Codes with a different country code belong to a bank abroad – a quick way to catch mistakes.

The optional last three characters identify a specific branch; XXX means the head office. Use a branch code just when the recipient’s bank asks for it; otherwise the head office code is the safe choice.

What a sender needs to pay you in Denmark

For an international payment into a Denmark account, the sender has to have not just the SWIFT code. That means: your name exactly as it appears on the account, your IBAN or account number, the BIC of your bank and usually your address.

The code of your bank appears in the list on this page. You can add the name and city of your bank as well.

What lands in your account is often less than what was sent. Charges on incoming payments differ per bank; check the price list of your bank. On invoices, agree who bears the costs to avoid a shortfall.

Sending money to Denmark for less

What you pay for a transfer to Denmark has several parts, and the fee on your screen is only one of them. There is the transfer fee, possibly charges from intermediary banks along the way and, above all, the exchange rate markup when currencies differ.

The real cost is often in the rate, not in the fee: banks convert at a rate with a margin built in. Check the rate you are offered against the mid-market rate that you find on financial sites; the gap is what conversion costs you.

Money transfer services frequently offer rates closer to the mid-market rate. On GoldexPay you can compare what recipients in Denmark receive across services.

Verifying a SWIFT code from Denmark

Have the recipient send you the account details directly from their banking app. A wrong code can cause delays, a returned payment or extra fees, so compare it with the list on this page.

Our SWIFT/BIC directory is based on public sources and is updated regularly. Still, banks merge, rename themselves or retire codes and our data may lag behind. Use this list as a reference, not as the final word. GoldexPay is an independent comparison service for money transfers, not a bank.

Watch out for payment requests with changed bank details. Always verify a change of bank details through a separate channel.

SWIFT codes in Denmark: banks under :letter

This list only shows the banks in Denmark beginning with :letter, sorted alphabetically. The totals on this page apply to all 322 banks, not just the ones under :letter.

Cannot find the bank? Its official name might begin with another word – think of the full legal name instead of the brand. The full overview for Denmark is one click away if you cannot find the bank here.