SWIFT/BIC codes in Ireland: banks starting with K

SWIFT/BIC codes in Ireland

Here you will find the SWIFT/BIC codes of 675 institutions in Ireland. Every code identifies an institution or one of its branches.

Look for the recipient’s bank below and click through for all codes we have and the details a transfer needs. The sections below covers the structure of the codes, the cost of transfers and the checks worth doing.

About our data and how to check a code

The safest source for the BIC is the bank details provided by the recipient. A wrong code may lead to delays, a returned payment or additional charges – compare it with the code in our list.

We gather bank codes from publicly available data and check our list regularly. Still, banks merge or change codes. Treat our data as a starting point. GoldexPay is a comparison site, not a bank.

Scammers regularly use fake invoices carrying changed bank details. A valid BIC tells you nothing about who owns the account.

The largest SWIFT network in Ireland: Danske Bank A/S

Among the 675 institutions we list, Danske Bank A/S holds the most SWIFT/BIC codes in Ireland. The head office of Danske Bank A/S uses DABAIE2DXXX.

How many codes a bank has tells you more about how it registers branches and services than about how big it is. Unless a branch code is given, the head office code DABAIE2DXXX works for transfers to this bank.

SWIFT codes in Ireland: banks under :letter

The letter filter limits the list to banks from Ireland that begin with :letter, so you can find a bank faster. The totals mentioned above always refer to all banks in Ireland.

Bank not listed? The registered name may begin with another word – think of the full legal name instead of the brand. Use the full list for Ireland when you do not know how the name is spelled.

Sending EUR to Ireland

Most accounts in Ireland are typically held in EUR. A payment in a foreign currency is converted into EUR – and the bank that does it picks the rate.

Who does the conversion has an effect on how much arrives. Compare how much EUR the recipient gets with several providers. On larger amounts, even a small difference in the rate can be worth more than the fee.

What a transfer to Ireland really costs

What you pay for a payment to Ireland is made up of several parts. You pay a transfer fee, possibly fees from correspondent banks along the way and, above all, the margin on the exchange rate if the money is converted.

The real cost is often in the rate, not in the fee: banks convert at a rate with a margin built in. Check the rate you are offered against the mid-market rate, the midpoint you see on financial news sites. The difference is your real cost.

Specialist money transfer services frequently offer rates closer to the mid-market rate and lower fees. GoldexPay compares these providers next to each other so you can see the amount that reaches the recipient before you commit.

Receiving money in Ireland from abroad

A sender in another country needs a few details about your account. That means: your name as your bank knows it, your IBAN or account number, the SWIFT/BIC code of your bank and sometimes your postal address.

Your bank’s code appears in our list but always compare it with your own bank details. Certain banks also ask for your bank’s address; it does no harm to include it.

Do not be surprised if the incoming amount is below what the sender paid. Fees for incoming transfers vary per bank – your bank’s price list tells you what applies. Make clear with the sender who pays which costs, especially for larger amounts.

SEPA transfers to Ireland

Because Ireland is part of SEPA, a euro payment to an account in Ireland usually requires just an IBAN. Most banking apps do not require the BIC in that case.

A SWIFT code does matter for payments in other currencies and for transfers from outside SEPA. Instant payments in euros are increasingly supported within SEPA, though not every bank offers them for every account. Costs stay low provided no currency is converted – conversion is what costs money.

The structure of a Ireland SWIFT/BIC code

A SWIFT code is 8 or 11 characters long and follows a fixed pattern. The first four letters identify the bank, the fifth and sixth characters form the country code and characters seven and eight mark the location.

For banks in Ireland, characters five and six are the two-letter ISO code of Ireland. If the country letters point to another country, the code belongs to a bank in another country, so check again.

An 11-character code adds three characters for a branch. In most cases the head office code is what you need, unless the recipient gives you a branch code.

How long does a transfer to Ireland take?

There is no single answer for payments to Ireland: many arrive the same day or the next. Public holidays in either country can add extra days, because banks do not process payments on those days.

A growing number of banks are connected to SWIFT gpi. Each payment gets a unique reference, the UETR. Money transfer services usually show a status online.