SWIFT/BIC codes in Ireland: banks starting with J

SWIFT/BIC codes in Ireland

Here you will find codes for 675 banks in Ireland. Every code points to an institution or a specific branch or department.

Search for the recipient’s bank in the list and click through to see all codes we have and what else a transfer requires. The sections below covers the structure of the codes, the cost of transfers and how to avoid mistakes before a payment.

How SWIFT codes from Ireland are built

Every SWIFT/BIC code consists of 8 or 11 characters, always in the same order. Characters one to four identify the bank, characters five and six are the country code and the next two mark the location.

For banks in Ireland, characters five and six are the two-letter ISO code of Ireland. Codes with other letters in that position come from another country – a quick way to catch mistakes.

When a code ends in XXX, it refers to the head office. Use a branch code just when the recipient’s bank asks for it.

Tracking a payment to Ireland

A SWIFT payment to Ireland usually takes one to a few business days – it depends on currency, route and the banks in between. Bank holidays in Ireland or in the sending country can add extra days to the journey.

When a payment takes longer than expected, ask the sender to contact the sending bank – the receiving bank often cannot see a payment that has not arrived. Money transfer services often provide tracking in their app, which makes it easier to see where the money is.

Getting paid from abroad into an account in Ireland

A sender in another country needs a few details about your account – incomplete details often cause delays. Share your name as registered with the bank, your account number or IBAN, the BIC of your bank and your address, which some banks require.

Find the bank in the list above to check its code, but take the code from your own bank details when in doubt. Some banks may also want the name and address of your bank; it does no harm to include it.

Do not be surprised if the amount credited is smaller than the amount on the sender’s receipt. Intermediary banks may deduct a fee, your bank may charge for incoming payments, and when currencies differ, a markup on the rate comes on top. For business payments, state who bears the costs.

Euro payments to Ireland: is a BIC needed?

Inside SEPA, euro transfers to Ireland follow common rules, so the IBAN does the job in most cases. A field for the BIC is often optional for those payments.

You will still need a SWIFT code for payments in other currencies or transfers from countries outside SEPA. SEPA transfers normally land by the next business day, and instant transfers in seconds where both banks support them. As long as the payment stays in euros, the transfer tends to be cheap.

The Euro (EUR) and conversion costs

The currency in Ireland is the Euro (EUR). Money sent in a different currency is exchanged into EUR on its way to the recipient.

Which bank converts the payment matters: every bank has its own margin. Check how much EUR the recipient gets via several providers before choosing one. On larger amounts, a seemingly small difference in the rate adds up quickly.

Banks in Ireland beginning with the letter :letter

You are looking at a selection: only banks in Ireland whose name begins with :letter. The totals on this page apply to every bank we list, not just the ones under :letter.

Some banks are listed under their legal name rather than the name on their app or website. Use the full list for Ireland when you are not sure how the name is spelled.

About our data and how to check a code

Have the recipient send you their bank details directly from a recent statement. An incorrect BIC may lead to delays, a payment being sent back or extra fees.

We gather bank codes using publicly available data and update them regularly. Institutions merge, close branches and change codes, and no directory catches every change immediately. Use our data as a starting point, not as the final word: the bank details from the recipient come first. GoldexPay is not a bank and has no link to the banks in this list.

Be wary of payment requests with changed bank details, especially when they come by email. Before paying, confirm a change of bank details through a separate channel on a number you know.

Most SWIFT codes in Ireland: Danske Bank A/S

Of the 675 banks we list for Ireland, Danske Bank A/S is listed with the largest number of SWIFT codes. Its head office code is DABAIE2DXXX – the code most transfers need.

Practice differs in whether they register branch codes – a high count is not a measure of size. If not the recipient asks for a branch, the head office code DABAIE2DXXX works for a payment to Danske Bank A/S.

What a transfer to Ireland really costs

A bank transfer to Ireland often costs rather more than the fee suggests. On top of the fee, correspondent banks may deduct a charge and, if currencies are converted, the bank often applies a less favourable rate than the actual market rate.

Most of the cost usually sits in the exchange rate, not in the fee. Check the rate you are offered with the mid-market rate. The difference is your real cost.

Specialist money transfer services often offer rates closer to the mid-market rate. GoldexPay compares transfer services next to each other, showing the amount that reaches the recipient.