SWIFT/BIC codes in Ireland: banks starting with R

Finding a SWIFT code in Ireland

Our directory covers 675 banks and other institutions in Ireland and 1087 SWIFT/BIC codes between them. A BIC shows the banks handling a transfer exactly which bank should receive an international payment.

Each bank is listed with its own page showing the head office code and, where available, codes for branches and departments. The rest of this page explain how the codes work, what transfers cost and how to avoid mistakes before a payment.

Banks in Ireland starting with :letter

You are looking at a filtered list: just banks in Ireland with a name starting with :letter. The totals mentioned above always cover the whole country.

If the bank you need is missing here, check another letter. The complete list remains available when you cannot find the bank here.

How reliable is this list?

The best place to find the correct BIC remains paperwork issued by the bank. An incorrect BIC may lead to delays, a returned payment or extra fees, so compare it with the list on this page.

The directory on GoldexPay is based on publicly available sources that we update periodically. Still, banks merge, rename themselves or retire codes. Before any payment of any size, check the BIC with the recipient’s bank. We are an independent comparison service.

Scammers regularly send fake invoices carrying new bank details from what looks like a familiar address. A real SWIFT code says nothing about who owns the account – scammers use the codes of real banks.

Sending money to Ireland for less

A bank transfer to Ireland often costs more than you think. On top of the fee, intermediary banks may take a cut and, if currencies are converted, the bank usually uses a less favourable rate than the real market rate.

The real cost is often in the rate, not in the fee – the bank builds a margin into its rate. Check the rate you are offered with the mid-market rate that you find on financial sites. The difference is your real cost.

For many routes, a transfer service is less expensive than a traditional bank transfer. Before you send money to Ireland, take a minute comparing the total cost on GoldexPay.

SEPA transfers to Ireland

Ireland belongs to the Single Euro Payments Area (SEPA), the zone for uniform euro payments. When you send euros from another SEPA country, you normally only need the IBAN and the BIC is often filled in automatically.

A SWIFT code does matter when the currency is not euros and when the money comes from outside SEPA. Euro payments within SEPA normally land by the next business day, and instant transfers in seconds where both banks support them. As long as no conversion is involved, a SEPA transfer is usually cheap.

How SWIFT codes from Ireland are built

SWIFT/BIC codes use the same format worldwide: eight characters plus an optional three-character extension. The first four letters identify the bank, characters five and six are the country code and the next two give the location.

No matter which bank, all Ireland codes have the same fifth and sixth letters. If the country letters point to another country, the code belongs to a bank somewhere else.

An 11-character code adds three characters for a branch – XXX stands for the head office. For most transfers the head office code is what you need, unless the recipient gives you a branch code.

The largest SWIFT network in Ireland: Danske Bank A/S

Among the 675 institutions we list, Danske Bank A/S has the largest number of SWIFT/BIC codes in Ireland. Its head office code is DABAIE2DXXX, which is the code to use when no branch is specified.

Many codes usually means that the bank registers branches and departments separately – it says nothing about the size of the bank as such. Paying someone at Danske Bank A/S? Use DABAIE2DXXX unless a specific branch code is requested.

Incoming international payments in Ireland

For an international payment in Ireland, the person paying you has to have not just the SWIFT code. Give them the account holder’s name, the IBAN or account number, the BIC of your bank and your address, which some banks require.

Your bank’s code is in the list on this page but always compare it with your own bank details. Certain sending banks also ask for the name and address of your bank.

Do not be surprised if the incoming amount is below what the sender paid. Fees for incoming transfers vary from bank to bank; check the price list of your bank. Make clear with the sender who pays which costs, especially for larger amounts.

The Euro (EUR) and conversion costs

The national currency of Ireland is the Euro (EUR). If you send money in a different currency, it gets converted somewhere along the way: by your bank, an intermediary or the receiving bank.

Who converts the payment matters: every bank has its own margin. Compare what EUR the recipient gets with different providers before choosing one. On larger amounts, even a small difference in the rate adds up quickly.

When does money sent to Ireland arrive?

There is no single delivery time for payments to Ireland: some arrive within a day, others take several business days. Transfers sent late in the day or just before weekends and holidays usually start the next business day.

If the money is late, ask the sender to contact the sending bank for a trace; only the sending side can start an official trace. Keep your transfer receipt until the money has arrived; a bank needs it to start a trace.