SWIFT/BIC codes in Ireland: banks starting with Q

Bank SWIFT codes for Ireland

In Ireland our database holds 1087 SWIFT/BIC codes, spread over 675 institutions. A SWIFT code tells every bank in the chain exactly which bank is meant to get the money.

Pick a bank from the list to view the head office code and its other codes along with tips for payments to and from that bank. Further down we explain how codes from Ireland are built, how to send money to Ireland at a fair price and how to check a code before you pay.

Which bank in Ireland has the most codes?

Danske Bank A/S tops our list for Ireland when it comes to the number of SWIFT/BIC codes. The head office uses DABAIE2DXXX, which is the code to use when no branch is specified.

The number of codes tells you more about how it organises its payments than about how big it is. Unless the recipient asks for a branch, the head office code DABAIE2DXXX works for a payment to Danske Bank A/S.

Verifying a SWIFT code from Ireland

The most reliable place for the correct BIC remains a document from the bank itself, such as a statement or the account page in online banking. When the code you were given does not match the code listed here, do not guess.

We collect bank codes using publicly available data and check our list from time to time. Institutions reorganise, change names and retire codes, and no directory catches every change immediately. Treat our data as a starting point rather than the last word: the bank details from the recipient come first. GoldexPay is an independent comparison site and has no link to the banks in this list.

Watch out for invoices with a new account – a common fraud method. A valid BIC says nothing about who owns the account.

Banks in Ireland starting with :letter

You are looking at a selection: just institutions in Ireland with a name starting with :letter. The figures for Ireland mentioned here apply to every bank we list and not only this letter.

If the bank you need is missing under :letter, check the full list – the registered name can differ from the name people use. The full overview for Ireland remains available when you cannot find the bank here.

The cheapest way to send money to Ireland

What you pay for a payment to Ireland is made up of more than one component, and the fee on your screen is only one of them. You pay the transfer fee, sometimes fees from correspondent banks and, most importantly, the margin on the exchange rate if the money is converted.

That exchange rate margin is often the biggest cost item because it is hidden in the rate. Check the bank’s rate with the mid-market rate; the gap is what conversion costs you.

For many routes, a specialist provider is less expensive than a bank. Before you send money to Ireland, it is worth comparing what arrives on GoldexPay.

SEPA transfers to Ireland

Inside SEPA, euro transfers to Ireland follow common rules, so the IBAN does the job in most cases. The BIC field is usually optional for those payments.

You will still need a SWIFT code for non-euro payments or transfers from countries outside SEPA. SEPA transfers usually arrive by the next business day. Costs stay low as long as everything stays in euros; the conversion is where it gets expensive.

Ireland and the Euro

The currency in Ireland is the Euro (EUR). If you send another currency, it has to be converted at some point.

Who does the conversion has an effect on the final amount, since every bank sets its own rate. Often you pay less if you send EUR directly through a provider that converts near the mid-market rate so the receiving bank does not need to convert again. Exchange rates change during the day.

How SWIFT codes from Ireland are built

Bank identifier codes use one international format: eight characters plus an optional three-character extension. The first four letters identify the bank, characters five and six form the country code and the next two mark the location.

You can spot a bank code from Ireland by letters five and six – those always form the country code of Ireland. Codes with a different country code come from a bank abroad.

When a code ends in XXX, it means the head office. For most transfers the head office code is what you need, unless the recipient gives you a branch code.

Getting paid from abroad into an account in Ireland

If you are waiting for a payment from another country on an account in Ireland, give the sender a complete set of details. In practice that means: your name as your bank knows it, your IBAN or account number, the SWIFT/BIC code of your bank and, often, your address.

Find the bank in the list on this page, but take the code from your own bank details when in doubt. It helps to add your bank’s name and city as well, since some payment forms ask for it.

Do not be surprised if the amount credited is below the amount on the sender’s receipt. Correspondent banks can take a fee, and when currencies differ, a markup on the rate applies. On invoices, agree how the fees are split.

When does money sent to Ireland arrive?

A SWIFT payment to Ireland typically takes one to a few business days. Bank holidays in Ireland or in the sending country add a day or more, because banks do not process payments on those days.

Many banks are connected to SWIFT gpi for faster and traceable payments. Each gpi transfer carries a unique transaction reference, the UETR. Keep the payment confirmation until the money has arrived; a bank needs it to start a trace.