SWIFT/BIC codes in Ireland: banks starting with C

Finding a SWIFT code in Ireland

For Ireland our database holds 1087 SWIFT/BIC codes, spread over 675 banks. You will need such a code mostly for international transfers, and especially for payments in foreign currencies.

Every bank has its own page with its main code and if there are any, branch codes. The rest of this page explain how the codes work, the cost of transfers and the checks worth doing.

Check the code before you pay

The best place to find the right code remains paperwork issued by the bank, such as a statement or the account page in online banking. A wrong code can cause delays, a payment being sent back or additional charges.

Our SWIFT/BIC directory is based on public sources that we update periodically. Banks reorganise, change names and change codes. Use our data as a starting point, not as the final word; the recipient’s bank details are leading. GoldexPay is a comparison service, not a bank.

Scammers regularly send payment requests with new bank details that look completely genuine. A real SWIFT code tells you nothing about whether a request is genuine: criminals use real codes too.

SWIFT codes in Ireland: banks under :letter

Here you see a filtered list: just banks in Ireland with a name starting with :letter. The totals on this page apply to all 675 banks and not only this letter.

Some banks appear under their legal name, which may start with words like Bank or Banco. The full overview for Ireland remains available when the letter filter does not help.

Ireland and the Euro

Ireland pays in the Euro, code EUR. Money sent in a different currency will be converted into EUR on its way to the recipient.

Who converts the payment matters, because each party uses its own rate. Check what EUR arrives with several services before choosing one. Rates for EUR move during the day.

The cheapest way to send money to Ireland

When you transfer money to Ireland via a regular bank, the stated fee is only part of what you pay. On top of a fixed fee, intermediary banks may take a cut and, if currencies are converted, the bank often uses a less favourable rate than the real market rate.

That exchange rate margin is often the largest cost item, even though it is not listed as a fee. A simple test: set the offered rate next to the mid-market rate and work out the difference on your amount.

For many currency pairs, a transfer service is less expensive than a traditional bank transfer – mostly thanks to the exchange rate. Before you send money to Ireland, it is worth to compare what arrives on GoldexPay instead of going straight to your bank.

Getting paid from abroad into an account in Ireland

For a transfer from abroad in Ireland, the sender has to have not just the BIC. Share your name as registered with the bank, the IBAN or account number, your bank’s SWIFT code and your address, which some banks require.

The code of your bank appears in the list on this page, yet the version on your own statement or in your banking app is leading. Certain sending banks also ask for your bank’s address.

The amount you receive can be less than what was sent. Charges on incoming payments vary per bank. Make clear with the sender who pays which costs before the money is sent.

Tracking a payment to Ireland

A SWIFT payment to Ireland usually takes one to a few business days. Transfers sent after the cut-off time or on weekends and holidays often go out the next business day.

Many banks use SWIFT gpi, which lets them follow a payment from bank to bank. Every gpi transfer carries a unique reference, the UETR that banks can use to see where the money is. Specialist transfer services often provide tracking in their app.

SEPA transfers to Ireland

Since Ireland is part of the SEPA zone, a euro transfer to a bank in Ireland normally only needs the IBAN. Most banking apps do not require the BIC in that case.

The BIC does come into play for payments in other currencies and when the money comes from outside SEPA. Instant euro transfers are increasingly available across SEPA – check whether your bank supports them. Costs stay low as long as no currency is converted – conversion is what costs money.

Danske Bank A/S and its SWIFT codes

In our directory, Danske Bank A/S has the most SWIFT/BIC codes in Ireland. Its main office uses DABAIE2DXXX and that code covers most payments.

How many codes a bank has tells you more about how it registers branches and services than about its size. Paying someone at Danske Bank A/S? Go with DABAIE2DXXX except when the recipient gives you a branch code.

What the letters in a Ireland BIC mean

Each SWIFT/BIC code consists of 8 or 11 characters, always in the same order. First comes four letters for the bank, then a two-letter country code and a two-character location code.

You can spot a code from Ireland by the fifth and sixth characters. When the country letters do not match Ireland, you are looking at a bank in another country – worth double-checking.

The long version ends in three characters for a branch, where XXX means the head office. In most cases the head office code is fine.