SWIFT/BIC codes in Ireland: banks starting with N

Ireland: banks and their SWIFT/BIC codes

Here you will find the SWIFT/BIC codes of 675 institutions in Ireland. You will need such a code mainly when making international transfers, and especially for payments in foreign currencies.

Pick a bank below to see the head office code and any branch codes along with tips for payments to and from that bank. The sections below covers the structure of the codes, the cost of transfers and how to avoid mistakes.

Filter: banks in Ireland with :letter

This filter narrows the list to banks in Ireland starting with :letter, so you can find a bank faster. The totals on this page apply to every bank we list, not just the ones under :letter.

Cannot find the bank? Its official name may begin with another word, for example the full legal name rather than a brand name. Use the full list for Ireland if you are not sure the exact name.

How reliable is this list?

The safest source for the BIC is the recipient’s own bank details – an invoice, a statement or a screenshot from online banking. When the code you were given does not match our list, do not guess – contact the recipient or their bank.

We collect bank codes using publicly available data and check our list regularly. Even so, banks merge or retire codes, so information can be out of date. Use this list as a reference rather than the last word: the bank details from the recipient come first. GoldexPay is an independent comparison site and has no link to the banks in this list.

Be wary of invoices containing a new account, especially when they come by email. A real SWIFT code tells you nothing about whether a request is genuine: criminals use real codes too.

Euro payments to Ireland: is a BIC needed?

Inside SEPA, euro payments to Ireland follow common rules and in most cases need only the IBAN. The BIC field is usually optional for those payments.

A SWIFT code does matter when the currency is not euros. Instant euro transfers are widely available across SEPA. Provided the payment stays in euros, a SEPA transfer is usually inexpensive.

Sending EUR to Ireland

The currency of Ireland is the Euro (EUR). A payment in a foreign currency will be exchanged into EUR on its way to the recipient – and the bank that does it picks the rate.

Who does the conversion affects the final amount, since every bank sets its own rate. In many cases it is cheaper to send EUR directly via a transfer service that converts near the mid-market rate rather than letting the receiving bank convert. On larger amounts, a seemingly small gap in the rate adds up quickly.

Tracking a payment to Ireland

An international transfer to Ireland usually takes anywhere from one to several business days. Bank holidays in Ireland or in the sending country can add extra days.

A growing number of banks use SWIFT gpi for faster and traceable payments. Each payment gets a unique transaction reference, the UETR. Save your transfer receipt until the money has arrived; a bank needs it to start a trace.

The cheapest way to send money to Ireland

What you pay for a transfer to Ireland is made up of several parts, and the fee on your screen is only one of them. Besides the fee, correspondent banks can deduct a charge and, if currencies are converted, the bank often applies a less favourable rate than the actual market rate.

That exchange rate margin tends to be the largest cost item because it is hidden in the rate. Compare the bank’s rate against the mid-market rate, the midpoint you see on financial news sites. The difference is your real cost.

For a lot of routes, a transfer service is less expensive than a traditional bank transfer. GoldexPay compares these providers next to each other so you can see the amount that reaches the recipient before you commit.

Receiving money in Ireland from abroad

If you are waiting for a payment from another country in Ireland, send the payer everything they need in one go. In practice that means: your full name as your bank knows it, your IBAN or account number, the BIC of your bank and usually your address.

The code of your bank is in the list on this page, yet the version on your own statement or in your banking app is leading. It helps to include the name and city of your bank as well, since some payment forms ask for it.

The amount you receive can be less than the amount sent. Fees for incoming transfers vary per bank – your bank’s price list tells you what applies. On invoices, agree how the fees are split to avoid a shortfall.

Danske Bank A/S and its SWIFT codes

Of the 675 banks we list for Ireland, Danske Bank A/S is listed with the most codes. The head office uses DABAIE2DXXX.

A large number of codes often means separate codes for branches, departments or services, not necessarily that the bank is the biggest in the country. Making a payment to Danske Bank A/S? Use DABAIE2DXXX except when a specific branch code is requested.

Recognising a SWIFT code from Ireland

Every SWIFT/BIC code consists of 8 or 11 characters, always in the same order. It starts with a four-letter bank code, then a two-letter country code and a two-character location code.

You can spot a code from Ireland by the fifth and sixth characters – those always form the country code of Ireland. Codes with a different country code belong to a bank abroad, even if the bank name looks familiar.

The optional last three characters identify a specific branch; XXX means the head office. For most transfers the head office code is fine, unless the recipient gives you a branch code.