SWIFT/BIC codes in Ireland: banks starting with W

Bank SWIFT codes for Ireland

On this page you find codes for 675 institutions in Ireland – 1087 codes altogether. Every code points to an institution or one of its branches.

Look for the recipient’s bank below and open its page for all codes we have. Below the list we explain how a code from Ireland is put together, how to send money there without overpaying and what to check before you pay.

Recognising a SWIFT code from Ireland

SWIFT/BIC codes follow the same format worldwide: 8 characters, sometimes followed by three more. First comes a four-letter bank code, then two letters for the country and a two-character location code.

You can recognise a code from Ireland by letters five and six: they always show the ISO country code of Ireland. If the country letters point to another country, you are looking at a bank somewhere else.

If the last three are XXX, it means the main office and the short version works just as well. For most transfers the head office code is fine.

The Euro (EUR) and conversion costs

Bank accounts in Ireland are usually held in EUR, the local currency. If you send another currency, it has to be converted at some point – by your bank, a bank in between or the recipient’s bank.

Who converts the money matters. In many cases it is cheaper to send EUR directly through a provider with a good rate rather than letting the receiving bank convert. Exchange rates move during the day.

Verifying a SWIFT code from Ireland

The best place to find the correct BIC remains a document from the bank itself, such as a statement or the account page in online banking. If the code you have does not match the code listed here, stop and ask – contact the recipient or their bank.

We gather SWIFT/BIC codes using public sources and check them from time to time. Banks reorganise, close branches and retire codes. Before a payment that matters, check the code with the recipient. We are a comparison service and not part of any bank listed here.

Scammers regularly send fake invoices carrying changed bank details from what looks like a familiar address. Before paying, verify a change of bank details by phone on a number you know.

What a sender needs to pay you in Ireland

For an international payment in Ireland, the person paying you has to have more than the SWIFT code. Share the account holder’s name, the IBAN or account number, your bank’s SWIFT code and your address.

Look up your bank in the list on this page and compare the code with your own bank details. Certain banks also want your bank’s address, so keep it at hand.

Expect that the amount credited is below the amount on the sender’s receipt. Fees for incoming transfers vary per bank – your bank’s price list tells you what applies. Make clear with the sender who covers the fees, especially for larger amounts.

Banks in Ireland beginning with the letter :letter

Here you see a filtered list: only banks in Ireland whose name begins with :letter. The counts in the introduction still refer to all banks in Ireland.

Cannot find the bank? The registered name might begin with another word. Try the full list for Ireland when you do not know how the name is spelled.

When does money sent to Ireland arrive?

There is no fixed delivery time for payments to Ireland: some land within a day. Bank holidays in Ireland or in the sending country can add extra days.

If a transfer seems late, the sender should contact the sending bank and ask for the status or the UETR – the receiving bank often cannot see a payment that has not arrived. Save your transfer receipt – you will need it if something goes wrong.

SEPA transfers to Ireland

Since Ireland is part of the SEPA zone, a euro transfer to a bank in Ireland normally requires just the IBAN. Most banking apps do not require the BIC in that case.

The BIC does come into play when the currency is not euros. Instant euro transfers are increasingly available within SEPA, though not every bank offers them for every account. As long as the payment stays in euros, a SEPA transfer is usually inexpensive.

Which bank in Ireland has the most codes?

Of all banks we list for Ireland, Danske Bank A/S is listed with the most SWIFT codes. The head office uses DABAIE2DXXX.

How many codes a bank has tells you more about how it registers branches and services than about how big it is. Paying someone at Danske Bank A/S? Go with DABAIE2DXXX except when a specific branch code is requested.

Sending money to Ireland for less

A bank transfer to Ireland often costs more than you think. Besides a fixed fee, intermediary banks can deduct a charge and, if currencies are converted, the bank often uses a rate below the actual market rate.

The real cost is often in the rate. Check the rate you are offered with the mid-market rate that you find on financial sites.

Specialist money transfer services frequently use rates closer to the mid-market rate and lower fees. GoldexPay compares the amount that arrives in Ireland with different services, which makes the cheapest option easy to spot.