SWIFT/BIC codes in Ireland: banks starting with D

Finding a SWIFT code in Ireland

This overview lists 675 banks and other institutions in Ireland and 1087 SWIFT/BIC codes between them. A SWIFT code shows every bank in the chain exactly which bank is meant to get the money.

Look for the recipient’s bank in the list and click through to see the full list of codes. The sections below covers the structure of the codes, what transfers cost and the checks worth doing.

Transfer times to Ireland

There is no fixed answer for payments to Ireland: some land the same day or the next while others need several business days. Public holidays in Ireland or in the sending country add extra days, because banks do not process payments on those days.

Many banks use SWIFT gpi. Every payment gets a unique reference, the UETR, which the sending bank can use to trace it. Save the payment confirmation until the recipient confirms – you will need it if something goes wrong.

Paying in EUR: what conversion costs you

Ireland uses the Euro. Money sent in a different currency is exchanged into EUR before it reaches the account.

Who does the conversion has an effect on how much arrives, as rates and margins differ per bank. In many cases it is cheaper to send EUR directly via a transfer service with a good rate rather than letting the receiving bank convert. Rates for EUR move all the time – some providers let you lock in a rate.

How SWIFT codes from Ireland are built

Every SWIFT/BIC code has eight or eleven characters, always in the same order. Characters one to four stand for the bank, the fifth and sixth characters form the country code and characters seven and eight mark the location.

For banks in Ireland, letters five and six show the two-letter ISO code of Ireland, which makes these codes easy to recognise. If the country letters point to another country, you are looking at a bank in another country – worth double-checking.

The optional last three characters identify a branch or department; XXX means the head office. For most transfers the head office code is fine.

Bank or transfer service for Ireland?

The price of a payment to Ireland has more than one component – not only the fee you see. Besides a fixed fee, intermediary banks may deduct a charge, and when the money is converted the bank usually applies a rate below the actual market rate.

The markup on the rate tends to be the largest part of the cost because it is hidden in the rate. An easy check: put the rate you get next to the mid-market rate and work out the difference on your amount.

For a lot of currency pairs, a transfer service turns out to be cheaper than a traditional bank transfer – mostly thanks to the exchange rate. On GoldexPay we compare the amount that arrives in Ireland across providers.

SWIFT codes in Ireland: banks under :letter

The letter filter narrows the list down to banks in Ireland starting with :letter, so you can find a bank faster. The totals mentioned above still cover all banks in Ireland and not only this selection.

Many institutions appear under their legal name, which may start with words like Bank or Banco, so the letter can differ from what you expect. Use the full list for Ireland when you are not sure how the name is spelled.

SEPA transfers to Ireland

Ireland is part of the Single Euro Payments Area (SEPA), the zone for uniform euro payments. For a regular euro transfer within SEPA, you normally only need the IBAN; many banks no longer ask for the BIC.

You will still need the BIC for non-euro payments or money from outside the SEPA area. SEPA transfers normally land within one business day, and instant transfers in seconds where both banks support them. Fees are generally low provided no currency is converted – conversion is what costs money.

How reliable is this list?

Ask the recipient to copy the account details directly from their banking app. An incorrect BIC may lead to delays, a returned payment or extra fees – compare it with the code in our list.

Our SWIFT/BIC directory is based on publicly available sources. Even so, banks merge, rename themselves or retire codes. Use our data as a reference; the recipient’s bank details are leading. GoldexPay is a comparison service, not a bank.

Scammers often send fake invoices with changed bank details from what looks like a familiar address. A valid BIC says nothing about who owns the account.

What a sender needs to pay you in Ireland

To receive a transfer from abroad in Ireland, the sender needs more than the BIC. Give them the account holder’s name, the IBAN or account number, your bank’s SWIFT code and your address, which some banks require.

Look up the bank in the list on this page to check its code – your bank statement is the final word. Some sending banks may also want your bank’s address.

Expect that the incoming amount is smaller than the amount on the sender’s receipt. Fees for incoming transfers vary per bank; check the price list of your bank. Make clear with the sender who pays which costs.

Most SWIFT codes in Ireland: Danske Bank A/S

Of all banks we list for Ireland, Danske Bank A/S is listed with the most SWIFT codes. The head office uses DABAIE2DXXX.

How many codes a bank has tells you something about how it registers branches and services than about how big it is. If not a branch code is given, the head office code DABAIE2DXXX works for transfers to this bank.