SWIFT/BIC codes in Ireland: banks starting with T

SWIFT/BIC codes in Ireland

On this page you find codes for 675 institutions in Ireland. A BIC tells every bank in the chain which institution should receive an international payment.

Pick the bank below to view the head office code and any branch codes, plus practical notes for sending and receiving money. Below the list we explain how codes from Ireland are built, how to send money to Ireland at a fair price and what to check before you pay.

SWIFT codes in Ireland: banks under :letter

This page only shows the banks in Ireland whose name starts with :letter in alphabetical order. The totals mentioned above still refer to all banks in Ireland, not just this letter.

Cannot find the bank? The registered name might start with a different letter – think of the full legal name instead of the brand. Try the full list for Ireland if you do not know how the name is spelled.

How reliable is this list?

The best place to find the correct BIC is a document from the bank itself, such as a statement or the account page in online banking. When the code you were given does not match our list, do not guess – contact the recipient or their bank.

We gather SWIFT/BIC codes using publicly available data and check them regularly. Even so, banks merge or retire codes and our data may lag behind. Treat our data as a reference, not as the final word; the recipient’s bank details are leading. GoldexPay is not a bank.

Watch out for payment requests with a new account, especially when they come by email. A real SWIFT code tells you nothing about whether a request is genuine.

How long does a transfer to Ireland take?

There is no fixed delivery time for transfers to Ireland: some land within a day. Payments made after the cut-off time or on weekends and holidays often go out a business day later.

If a transfer is delayed, the sender should contact the sending bank and ask for the status or the UETR. Money transfer services usually provide tracking online.

How SWIFT codes from Ireland are built

Bank identifier codes use one international format: 8 characters, sometimes followed by three more. It starts with four letters for the bank, followed by a two-letter country code and two characters for the location.

No matter which bank, all Ireland codes have the same fifth and sixth letters, namely the ISO code of Ireland. If the country letters point to another country, you are looking at a bank somewhere else – worth double-checking.

The optional last three characters stand for a specific branch; XXX means the head office. For most transfers the head office code is fine, unless the recipient gives you a branch code.

Sending money to Ireland for less

If you send money to Ireland via your bank, the fee you see is only part of what you pay. Besides the fee, intermediary banks may take a cut, and when the money is converted the bank usually applies a rate below the actual market rate.

The markup on the rate is often the largest part of the cost, even though it is not listed as a fee. Check the bank’s rate with the mid-market rate, the midpoint you see on financial news sites; the gap is what conversion costs you.

For many currency pairs, a transfer service turns out to be cheaper than a traditional bank transfer, mainly because of the rate. GoldexPay lists transfer services side by side so you can see the amount that reaches the recipient before you commit.

Paying in EUR: what conversion costs you

The currency of Ireland is the Euro (EUR). If you send another currency, the amount gets converted at some point: by your bank, an intermediary or the receiving bank.

Who does the conversion affects the final amount, since every bank sets its own rate. Compare what EUR the recipient gets via different services before choosing one. Rates for EUR move during the day.

Euro payments to Ireland: is a BIC needed?

Ireland is a member of the Single Euro Payments Area (SEPA), the zone for uniform euro payments. When you send euros within SEPA, the IBAN is usually enough; many banks no longer ask for the BIC.

You will still need the BIC when sending non-euro payments or transfers from countries outside SEPA. Euro payments within SEPA usually arrive by the next business day or faster with instant payments. Costs stay low provided no currency is converted; the conversion is where it gets expensive.

Getting paid from abroad into an account in Ireland

A sender in another country needs a few details about your account – incomplete details often cause delays. That means: your name exactly as it appears on the account, your account number or IBAN, the BIC of your bank and usually your postal address.

Find your bank in the list above, but take the code from your own bank details when in doubt. Some banks also ask for your bank’s address.

Do not be surprised if the incoming amount is smaller than the amount on the sender’s receipt. Correspondent banks can take a fee, and when currencies differ, an exchange rate margin applies. Agree with the sender who covers the fees before the money is sent.

Most SWIFT codes in Ireland: Danske Bank A/S

Danske Bank A/S leads our list for Ireland when it comes to SWIFT/BIC codes. Its main office has DABAIE2DXXX.

A large number of codes often means separate codes for branches, departments or services, not necessarily that the bank is the biggest in the country. Making a payment to Danske Bank A/S? Use DABAIE2DXXX unless a specific branch code is requested.