SWIFT/BIC codes in Ireland: banks starting with Y

Finding a SWIFT code in Ireland

Here you will find codes for 675 banks in Ireland – 1087 codes altogether. You need a SWIFT/BIC code mainly for payments across borders and for payments in a foreign currency.

Choose a bank below to view its head office code and any branch codes. Further down you can read how a code from Ireland is put together, how to send money there without overpaying and what to check before you pay.

Sending EUR to Ireland

Bank accounts in Ireland are typically held in EUR – the Euro. If you send money in a different currency, it has to be converted at some point.

Who converts the payment matters, because each party uses its own rate. In many cases it is cheaper to send EUR directly through a provider with a good rate so the receiving bank does not need to convert again. Rates for EUR move all the time – some providers let you lock in a rate.

Verifying a SWIFT code from Ireland

Have the recipient copy the account details directly from their banking app. If the code you have does not match the code listed here, stop and ask.

We collect SWIFT/BIC codes using public sources and update our list regularly. Even so, banks merge, rename themselves or change codes. Treat this list as a starting point; the recipient’s bank details are leading. GoldexPay is an independent comparison service for money transfers and not part of any bank listed here.

Watch out for payment requests containing changed bank details, especially when they come by email. Always confirm changed details by phone on a number you know.

Filter: banks in Ireland with :letter

This list only shows the banks in Ireland whose name starts with :letter, sorted alphabetically. The figures for Ireland on this page apply to all 675 banks, not just the ones under :letter.

Some banks are listed under their official name, which may start with words like Bank or Banco, so the letter can differ from what you expect. The complete list is one click away if the letter filter does not help.

Paying in euros to Ireland

Within the SEPA zone, euro payments to Ireland use common rules and in most cases need only the IBAN. A field for the BIC is often optional for those payments.

You still need the BIC for non-euro payments or money from outside the SEPA area. SEPA transfers usually arrive within one business day or faster with instant payments. As long as the payment stays in euros, a SEPA transfer is usually inexpensive.

What the letters in a Ireland BIC mean

Bank identifier codes follow the same format worldwide: 8 characters. It starts with four letters for the bank, then two letters for the country and a two-character location code.

In every code from Ireland, characters five and six are the two-letter ISO code of Ireland, which makes these codes easy to recognise. Codes with a different country code come from another country.

If the last three are XXX, it means the head office and the short version works just as well. Use a branch code only when the recipient’s bank asks for it – otherwise stick with the head office.

Transfer times to Ireland

How fast a payment reaches Ireland is determined by a few things: which currency you send, the number of banks in between, daily processing deadlines and time zones. Bank holidays in either country add extra days to the journey.

A growing number of banks are connected to SWIFT gpi for faster and traceable payments. Every gpi transfer carries a unique reference, the UETR, which the sending bank can use to trace it. Specialist transfer services usually show a status in their app, which makes it easier to see where the money is.

What a transfer to Ireland really costs

The price of a payment to Ireland is made up of more than one component, and the fee on your screen is only one of them. There is the transfer fee, possibly fees from correspondent banks and, most importantly, the margin on the exchange rate.

The real cost is often in the rate, rather than in the fee: banks convert at a rate with a margin built in. An easy check: put the offered rate next to the mid-market rate and look at the difference.

Specialist money transfer services frequently use a rate near the mid-market rate with clearer fees. GoldexPay lists these providers side by side so you can see what actually arrives in Ireland before you commit.

Receiving money in Ireland from abroad

For a transfer from abroad into a Ireland account, the sender has to have more than the SWIFT code. Give them the account holder’s name, the IBAN or account number, your bank’s SWIFT code and your address, which some banks require.

Find your bank in the list on this page and compare the code with your own bank details – your bank statement is the final word. It helps to include your bank’s name and city as well, since some payment forms ask for it.

Expect that the amount credited is smaller than what the sender paid. Fees for incoming transfers vary per bank; check the price list of your bank. Make clear with the sender who pays which costs before the money is sent.

Which bank in Ireland has the most codes?

Among the 675 institutions we list, Danske Bank A/S has the largest number of SWIFT/BIC codes in Ireland. The head office uses DABAIE2DXXX, which is the code to use when no branch is specified.

Banks differ in whether they register branch codes – a high count is not a measure of size. If not a branch code is given, DABAIE2DXXX is fine for a payment to Danske Bank A/S.