SWIFT/BIC codes in Ireland: banks starting with P

Finding a SWIFT code in Ireland

In Ireland we have 1087 SWIFT/BIC codes, spread over 675 institutions. Every code identifies a bank or a specific branch or department and tells other banks where an international payment should go.

Search for the bank you need in the list and click through to see all codes we have and the details a transfer needs. The sections below explain how the codes work, what transfers cost and the checks worth doing.

Incoming international payments in Ireland

For a transfer from abroad in Ireland, the sender has to have not just the BIC. Share the account holder’s name, your account number or IBAN, your bank’s SWIFT code and your address, which some banks require.

Find your bank in the list on this page and compare the code with your own bank details, but take the code from your own bank details when in doubt. Some sending banks also ask for the name and address of your bank.

Do not be surprised if the amount credited is below what the sender paid. Correspondent banks can take a fee, your bank may charge for incoming payments, and when currencies differ, a markup on the rate comes on top. Make clear with the sender who pays which costs, especially for larger amounts.

How long does a transfer to Ireland take?

How quickly a payment reaches Ireland is determined by several factors: the currency, how many intermediary banks are involved, daily processing deadlines and time zones. Bank holidays in Ireland or in the sending country can add a day or more to the journey.

A growing number of banks use SWIFT gpi for faster and traceable payments. Every gpi transfer gets a unique reference, the UETR, which the sending bank can use to trace it. Specialist transfer services often provide tracking in their app.

How SWIFT codes from Ireland are built

Each SWIFT/BIC code consists of 8 or 11 characters, always in the same order. Characters one to four stand for the bank, the fifth and sixth characters are the country code and characters seven and eight give the location.

For banks in Ireland, characters five and six are the two-letter ISO code of Ireland, which makes these codes easy to recognise. A code with other letters in that position come from a bank abroad, even if the bank name looks familiar.

The last three characters, if present, stand for a specific branch; XXX is used for the head office. In most cases the head office code is fine, unless the recipient gives you a branch code.

Filter: banks in Ireland with :letter

You are looking at a selection: only banks in Ireland whose name begins with :letter. The counts in the introduction always refer to all banks in Ireland and not only this selection.

If a bank does not appear under :letter, try another letter. The full overview for Ireland is one click away if you cannot find the bank here.

Verifying a SWIFT code from Ireland

Ask the recipient to send you their bank details straight from a recent statement. An incorrect BIC can cause a delay, a payment being sent back or extra fees.

We gather bank codes from public sources and update our list regularly. Institutions reorganise, close branches and change codes – a directory can be a step behind. Treat this list as a reference, not as the final word: the bank details from the recipient come first. GoldexPay is an independent comparison service.

Watch out for invoices containing a new account. Always verify changed details through a separate channel, using a number you already had.

Most SWIFT codes in Ireland: Danske Bank A/S

Of the 675 banks we list for Ireland, Danske Bank A/S has the most codes. Its main office uses DABAIE2DXXX; that is usually the right code for a transfer.

How many codes a bank has tells you something about how it organises its payments than about how big it is. Unless the recipient asks for a branch, the head office code DABAIE2DXXX works for transfers to this bank.

Sending EUR to Ireland

Bank accounts in Ireland are typically held in EUR, the local currency. Money sent in a different currency will be converted into EUR – and the bank that does it picks the rate.

Who does the conversion affects the final amount, since every bank sets its own rate. Compare what EUR arrives with different providers; the difference between options can be larger than you expect. With bigger transfers, even a small difference in the rate adds up quickly.

Sending money to Ireland for less

The price of a transfer to Ireland has more than one component. On top of a fixed fee, correspondent banks can take a cut, and when the money is converted the bank often applies a rate below the real market rate.

The markup on the rate tends to be the largest cost item, even though it is not listed as a fee. Check the rate you are offered with the mid-market rate, the midpoint you see on financial news sites. The difference is your real cost.

For many currency pairs, a specialist provider is less expensive than a bank – mostly thanks to the exchange rate. GoldexPay compares these providers next to each other, showing the amount that reaches the recipient before you commit.

SEPA transfers to Ireland

Because Ireland is part of the SEPA zone, a euro payment to an account in Ireland usually requires just an IBAN. Most banking apps no longer ask for the BIC in that case.

You will still need a SWIFT code when sending non-euro payments or money from outside the SEPA area. Euro payments within SEPA usually arrive by the next business day or faster with instant payments. Provided no conversion is involved, the transfer tends to be inexpensive.