SWIFT/BIC codes in Netherlands

Bank SWIFT codes for Netherlands

For Netherlands our database holds 1714 SWIFT/BIC codes from 704 banks. Each code points to an institution or a specific branch or department and tells other banks where an international payment should go.

Look for the recipient’s bank below and open its page for all codes we have and what else a transfer requires. The rest of this page explain the structure of the codes, what transfers cost and the checks worth doing.

Netherlands and the SEPA area

Because Netherlands is in SEPA, a euro transfer to an account in Netherlands usually only needs the IBAN. Many banks do not require the BIC in that case.

You will still need the BIC for non-euro payments or money from outside the SEPA area. Instant payments in euros have become increasingly supported across SEPA. Costs stay low provided no currency is converted – conversion is what costs money.

Bank or transfer service for Netherlands?

An international bank payment to Netherlands can cost more than you think. There is the transfer fee, possibly charges from intermediary banks and, above all, the exchange rate markup when currencies differ.

Most of the cost usually sits in the exchange rate, not in the fee: banks convert at a rate with a margin built in. Check the bank’s rate against the mid-market rate.

Specialist money transfer services frequently use rates closer to the mid-market rate. Before your next transfer to Netherlands, it is worth to compare the total cost on GoldexPay instead of going straight to your bank.

About our data and how to check a code

The most reliable place for the correct BIC is a document from the bank itself, such as a statement or the account page in online banking. An incorrect BIC can cause delays, a returned payment or additional charges.

We gather SWIFT/BIC codes using publicly available data and update them from time to time. Institutions reorganise, change names and change codes. Use this list as a reference. GoldexPay is a comparison service for money transfers and not part of any bank listed here.

Scammers regularly send payment requests with new bank details. Always verify changed details through a separate channel on a number you know.

Banks in Netherlands beginning with the letter :letter

This list shows only banks in Netherlands beginning with :letter in alphabetical order. The totals on this page cover every bank we list and not only this letter.

If a bank does not appear under :letter, check the full list. Try the full list for Netherlands if you are not sure how the name is spelled.

Netherlands and the Euro

The national currency of Netherlands is the Euro (EUR). A payment in a foreign currency is exchanged into EUR.

Who does the conversion affects the final amount. Often it is cheaper if you send EUR straight away through a transfer service that converts near the mid-market rate rather than letting the receiving bank convert. Exchange rates change during the day, so a quote is usually valid only briefly.

Robeco Institutional Asset Management B.V. and its SWIFT codes

Of all banks in Netherlands, Robeco Institutional Asset Management B.V. has the most SWIFT codes. The head office uses RGVMNL2RXXX, which is the code to use when no branch is specified.

Many codes usually reflects that the bank registers branches and departments separately, not necessarily that the bank is the biggest in the country. Making a payment to Robeco Institutional Asset Management B.V.? Use RGVMNL2RXXX except when the recipient gives you a branch code.

How SWIFT codes from Netherlands are built

Each SWIFT/BIC code has 8 or 11 characters, always in the same order. First comes four letters for the bank, followed by a two-letter country code and two characters for the location.

For banks in Netherlands, characters five and six show the two-letter ISO code of Netherlands. When those two letters point to another country, the code belongs to a bank somewhere else.

The last three characters, if present, stand for a branch or department; XXX means the head office. Use a branch code only when the recipient explicitly gives you one; otherwise the head office code is the safe choice.

Receiving money in Netherlands from abroad

A sender in another country will ask for a few details about your account. In practice that means: your name as your bank knows it, your IBAN or account number, the BIC of your bank and, often, your postal address.

The code of your bank is in our list but always compare it with your own bank details. Some banks also want your bank’s address.

The amount you receive can be less than the amount sent. Fees for incoming transfers differ per bank. For business payments, state how the fees are split.

When does money sent to Netherlands arrive?

There is no single delivery time for payments to Netherlands: many arrive the same day or the next, others take several business days. Bank holidays in either country add extra days to the journey.

Many banks are connected to SWIFT gpi. Every gpi transfer carries a unique transaction reference, the UETR. Keep your transfer receipt – you will need it if something goes wrong.