SWIFT/BIC codes in Netherlands: banks starting with R

Netherlands: banks and their SWIFT/BIC codes

On this page you find codes for 704 banks in Netherlands – 1714 codes altogether. You will need such a code mostly for international transfers, and especially for payments in foreign currencies.

Choose the bank from the list to see its head office code and its other codes. Below the list you can read how codes from Netherlands are built, how to send money there without overpaying and how to check a code before you pay.

When does money sent to Netherlands arrive?

A SWIFT payment to Netherlands typically needs one to a few business days. Bank holidays in Netherlands or in the sending country can add a day or more to the journey.

A growing number of banks use SWIFT gpi for faster and traceable payments. Every gpi transfer gets a unique reference, the UETR that banks can use to see where the money is. Save your transfer receipt until the money has arrived; a bank needs it to start a trace.

Filter: banks in Netherlands with :letter

This filter limits the list down to banks in Netherlands starting with :letter to make searching quicker. The figures for Netherlands on this page apply to all 704 banks and not only this letter.

If the bank you need is missing under :letter, try another letter: banks are often registered under their full legal name. Try the full list for Netherlands if you are not sure the exact name.

The Euro (EUR) and conversion costs

The currency in Netherlands is the Euro (EUR). A payment in a foreign currency will be converted into EUR before it reaches the account.

Where the conversion happens affects how much arrives, since every bank sets its own rate. Compare how much EUR the recipient gets via several services before choosing one. On larger amounts, a seemingly small gap in the rate adds up quickly.

About our data and how to check a code

The most reliable place for the right code remains paperwork issued by the bank, such as a statement or the account page in online banking. When the code you were given differs from our list, do not guess – contact the recipient or their bank.

Our SWIFT/BIC directory is compiled from publicly available sources and is updated regularly. Institutions reorganise, change names and retire codes – a directory can be a step behind. Treat this list as a starting point, not as the final word: the bank details from the recipient come first. GoldexPay is not a bank.

Be wary of payment requests containing changed bank details – a common fraud method. Before paying, confirm a change of bank details through a separate channel on a number you know.

Netherlands and the SEPA area

Inside SEPA, euro transfers to Netherlands follow common rules. The BIC field is usually optional for those payments.

You will still need a SWIFT code when sending non-euro payments or transfers from countries outside SEPA. Euro payments within SEPA usually arrive within one business day or faster with instant payments. Costs stay low as long as no currency is converted; the conversion is where it gets expensive.

What a transfer to Netherlands really costs

If you transfer money to Netherlands via a regular bank, the stated fee is only part of what you pay. You pay a transfer fee, sometimes charges from intermediary banks and, above all, the exchange rate markup.

The markup on the rate tends to be the largest part of the cost. A simple test: set the rate you get next to the mid-market rate and work out the difference on your amount.

For a lot of currency pairs, a specialist provider turns out to be less expensive than a traditional bank transfer. On GoldexPay you can compare what recipients in Netherlands receive across providers, so you can pick the cheapest route.

What the letters in a Netherlands BIC mean

Each SWIFT/BIC code has eight or eleven characters, always in the same order. It starts with a four-letter bank code, followed by a two-letter country code and two characters for the location.

Whatever the bank, every code from Netherlands have the same fifth and sixth letters: the ISO code of the country. Codes with a different country code belong to another country.

When a code ends in XXX, it refers to the main office and the short version works just as well. In most cases the head office code is what you need.

Getting paid from abroad into an account in Netherlands

Someone abroad who wants to pay you will ask for several details from you. That means: your name as your bank knows it, your account number or IBAN, the BIC of your bank and sometimes your postal address.

Look up your bank in the list on this page to check its code. Certain banks may also ask for the name and address of your bank; it does no harm to include it.

Expect that the incoming amount is smaller than what the sender paid. Correspondent banks can take a fee, your bank may charge for incoming payments, and if the money is converted, an exchange rate margin comes on top. For business payments, agree who bears the costs to avoid a shortfall.

Robeco Institutional Asset Management B.V. and its SWIFT codes

Of the 704 banks we list for Netherlands, Robeco Institutional Asset Management B.V. is listed with the most codes. Its head office code is RGVMNL2RXXX.

How many codes a bank has tells you more about how it registers branches and services than about its size. If not the recipient asks for a branch, RGVMNL2RXXX is fine for transfers to this bank.