SWIFT/BIC codes in Netherlands: banks starting with G

Finding a SWIFT code in Netherlands

Our directory covers 704 banks and other institutions in Netherlands. You need such a code mostly when making payments across borders and for payments in a foreign currency.

Search for the bank you need in the list and open its page for all codes we have and what else a transfer requires. The rest of this page explain the structure of the codes, what transfers cost and the checks worth doing.

Most SWIFT codes in Netherlands: Robeco Institutional Asset Management B.V.

Robeco Institutional Asset Management B.V. leads the list of Netherlands banks when it comes to the number of SWIFT/BIC codes. The head office of Robeco Institutional Asset Management B.V. has RGVMNL2RXXX and that code covers most payments.

Banks differ in whether they register branch codes – a high count is not a measure of size. If not a branch code is given, the head office code RGVMNL2RXXX works for a payment to Robeco Institutional Asset Management B.V..

Verifying a SWIFT code from Netherlands

The most reliable source for a SWIFT code is the bank details provided by the recipient: an invoice, a statement or their online banking. If the code you have does not match our list, stop and ask – contact the recipient or their bank.

We gather bank codes using publicly available data and update them regularly. Even so, banks merge, rename themselves or retire codes. For any payment that matters, check the BIC with the recipient’s bank. We are a comparison site.

Scammers regularly use fake invoices carrying changed bank details. A valid BIC tells you nothing about whether a request is genuine.

Banks in Netherlands beginning with the letter :letter

This filter limits the list down to banks in Netherlands starting with :letter to make searching quicker. The figures for Netherlands on this page apply to every bank we list and not only this letter.

If the bank you need is missing here, check another letter: banks are often registered under their full legal name. The complete list is one click away if you cannot find the bank here.

Paying in EUR: what conversion costs you

Netherlands pays in the Euro, code EUR. When you pay money in a different currency, the amount gets converted somewhere along the way: by your bank, an intermediary or the receiving bank.

Which bank converts the money makes a difference: every bank has its own margin. Check what EUR arrives with several services before choosing one. On larger amounts, even a small difference in the rate can be worth more than the fee.

Netherlands and the SEPA area

Because Netherlands is part of the SEPA zone, a euro payment to a bank in Netherlands normally only needs the IBAN. Many banks no longer ask for the BIC for these payments.

You will still need the BIC for non-euro payments or money from outside the SEPA area. SEPA transfers usually arrive within one business day. Costs stay low provided everything stays in euros.

Bank or transfer service for Netherlands?

The price of a transfer to Netherlands is made up of several parts, and the fee on your screen is only one of them. There is a transfer fee, possibly charges from intermediary banks and, most importantly, the margin on the exchange rate if the money is converted.

The markup on the rate tends to be the largest cost item because it is hidden in the rate. An easy check: put the rate you get next to the mid-market rate and look at the difference.

Money transfer services frequently use rates closer to the mid-market rate with clearer fees. GoldexPay lists transfer services next to each other so you can see the amount that reaches the recipient before you commit.

What the letters in a Netherlands BIC mean

Every SWIFT/BIC code consists of eight or eleven characters, always in the same order. It starts with a four-letter bank code, followed by two letters for the country and a two-character location code.

For banks in Netherlands, characters five and six are the two-letter ISO code of Netherlands. Codes with other letters in that position belong to a bank abroad – a quick way to catch mistakes.

The optional last three characters stand for a specific branch; XXX is used for the head office. Choose a branch code only when the recipient explicitly gives you one – otherwise stick with the head office.

How long does a transfer to Netherlands take?

How quickly money reaches Netherlands is determined by a few things: the currency, the number of banks in between, daily processing deadlines and differences in time zone. Payments made after the cut-off time or just before weekends and holidays often start a business day later.

Many banks use SWIFT gpi, which lets them follow a payment from bank to bank. Each payment gets a unique reference, the UETR that banks can use to see where the money is. Keep the payment confirmation; a bank needs it to start a trace.

Getting paid from abroad into an account in Netherlands

A sender in another country will ask for several details from you – incomplete details often cause delays. In practice that means: your name exactly as it appears on the account, your account number or IBAN, the SWIFT/BIC code of your bank and sometimes your address.

Look up your bank in the list on this page and compare the code with your own bank details, but take the code from your own bank details when in doubt. It helps to add your bank’s name and city as well.

Expect that the incoming amount is below what the sender paid. Fees for incoming transfers vary from bank to bank – your bank’s price list tells you what applies. Agree with the sender who pays which costs.