SWIFT/BIC codes in Netherlands: banks starting with C

Netherlands: banks and their SWIFT/BIC codes

This directory lists 704 banks and financial institutions in Netherlands. A SWIFT code shows the banks handling a transfer exactly which bank should receive an international payment.

Each bank is listed with its own page showing its main code and if there are any, branch codes. Further down you can read how codes from Netherlands are built, how to send money there at a fair price and what to check before you pay.

Getting paid from abroad into an account in Netherlands

To receive a transfer from abroad into a Netherlands account, the person paying you has to have not just the BIC. Share your name as registered with the bank, the IBAN or account number, the BIC of your bank and your address.

Your bank’s code appears in our list, yet the version on your own statement or in your banking app is leading. It helps to include the name and city of your bank as well because some forms have separate fields for it.

The amount you receive is often less than the amount sent. Intermediary banks may deduct a fee and your own bank may charge for processing, and if the money is converted, an exchange rate margin applies. On invoices, agree who bears the costs, so nobody is left short.

Transfer times to Netherlands

A SWIFT payment to Netherlands usually takes one to a few business days – it depends on currency, route and the banks in between. Payments made after the cut-off time or just before a weekend or public holiday usually start a business day later.

Many banks use SWIFT gpi for faster and traceable payments. Every gpi transfer carries a unique reference, the UETR, which the sending bank can use to trace it. Money transfer services often show tracking in their app, which makes it easier to see where the money is.

Sending money to Netherlands for less

An international bank payment to Netherlands can cost rather more than you think. Besides the fee, correspondent banks may take a cut, and when the money is converted the bank often applies a less favourable rate than the real market rate.

That exchange rate margin tends to be the biggest cost item. Compare the bank’s rate with the mid-market rate, the midpoint you see on financial news sites; the gap is what conversion costs you.

For a lot of routes, a transfer service is less expensive than a bank, mainly because of the rate. GoldexPay compares what recipients in Netherlands receive across providers, which makes the cheapest option easy to spot.

The Euro (EUR) and conversion costs

Bank accounts in Netherlands are typically held in EUR. If you send another currency, the amount has to be converted at some point: by your bank, an intermediary or the receiving bank.

Where the conversion happens has an effect on the final amount. Compare what EUR the recipient gets via different services. Exchange rates move during the day, so a quote is usually valid only briefly.

Paying in euros to Netherlands

Because Netherlands is part of SEPA, a euro transfer to an account in Netherlands usually requires just an IBAN. Most banking apps no longer ask for the BIC in that case.

A SWIFT code still matter when the currency is not euros and for transfers from outside SEPA. SEPA transfers normally land by the next business day, and instant transfers in seconds where both banks support them. Provided the payment stays in euros, a SEPA transfer tends to be inexpensive.

The largest SWIFT network in Netherlands: Robeco Institutional Asset Management B.V.

Of the 704 banks we list for Netherlands, Robeco Institutional Asset Management B.V. has the most SWIFT codes. Its head office code is RGVMNL2RXXX.

A large number of codes often means separate codes for branches, departments or services. Making a payment to Robeco Institutional Asset Management B.V.? Go with RGVMNL2RXXX except when the recipient gives you a branch code.

Recognising a SWIFT code from Netherlands

Bank identifier codes follow the same format worldwide: eight characters. It starts with a four-letter bank code, followed by a two-letter country code and a two-character location code.

In every code from Netherlands, characters five and six are the two-letter ISO code of Netherlands. A code with a different country code belong to a bank abroad – a quick way to catch mistakes.

If the last three are XXX, it refers to the head office, and the 8-character version leads to the same place. Choose a branch code just when the recipient’s bank asks for it; otherwise the head office code is the safe choice.

Verifying a SWIFT code from Netherlands

Have the recipient send you the account details straight from a recent statement. If the code you have does not match our list, do not guess: check with the recipient or the bank.

This list draws on public sources. Still, banks merge, rename themselves or retire codes, so information can be out of date. Use this list as a reference, not as the final word: the bank details from the recipient come first. GoldexPay is an independent comparison site and has no link to the banks in this list.

Scammers often use payment requests carrying changed bank details that look completely genuine. A valid BIC says nothing about who owns the account – scammers use the codes of real banks.

Banks in Netherlands beginning with the letter :letter

Here you see a filtered list: just banks in Netherlands whose name begins with :letter. The counts in the introduction still refer to all banks in Netherlands and not only this selection.

Many institutions are listed under their legal name. Use the full list for Netherlands if you do not know how the name is spelled.