SWIFT/BIC codes in Netherlands: banks starting with W

SWIFT/BIC codes in Netherlands

For Netherlands we have 1714 SWIFT/BIC codes, spread over 704 institutions. A SWIFT code shows the banks handling a transfer exactly which bank should receive the money.

Each bank has its own page showing its main code and, where available, branch codes. The sections below explain the structure of the codes, what transfers cost and the checks worth doing before you send money.

Most SWIFT codes in Netherlands: Robeco Institutional Asset Management B.V.

Robeco Institutional Asset Management B.V. tops the list for Netherlands in SWIFT/BIC codes. The head office of Robeco Institutional Asset Management B.V. has RGVMNL2RXXX.

Practice differs in whether they register branch codes, so the count is not a ranking of size. If not the recipient asks for a branch, the head office code RGVMNL2RXXX works for transfers to this bank.

Netherlands and the SEPA area

Netherlands is part of the SEPA area, the zone for uniform euro payments. When you send euros within SEPA, the IBAN is usually enough.

A SWIFT code still matter for payments in other currencies and when the money comes from outside SEPA. Instant payments in euros have become increasingly supported within SEPA – check whether your bank supports them. Fees are generally low provided everything stays in euros.

Transfer times to Netherlands

An international transfer to Netherlands typically needs one to a few business days, depending on the currency, the route and the banks involved. Payments made late in the day or just before weekends and holidays often go out a business day later.

Many banks are connected to SWIFT gpi, which lets them follow a payment from bank to bank. Each payment gets a unique transaction reference, the UETR that banks can use to see where the money is. Save your transfer receipt.

Sending money to Netherlands for less

The price of a transfer to Netherlands is made up of several parts – not only the fee you see. There is a transfer fee, possibly charges from intermediary banks and, above all, the margin on the exchange rate when currencies differ.

The real cost is often in the rate, rather than in the fee: banks convert at a rate with a margin built in. A simple test: put the offered rate against the mid-market rate and work out the difference on your amount.

For a lot of routes, a specialist provider is cheaper than a bank – mostly thanks to the exchange rate. GoldexPay compares what recipients in Netherlands receive across services, which makes the cheapest option easy to spot.

Paying in EUR: what conversion costs you

Most accounts in Netherlands are typically held in EUR. Money sent in a different currency will be exchanged into EUR.

Who does the conversion has an effect on the final amount, as rates and margins differ per bank. Compare what EUR the recipient gets via several services. Exchange rates change during the day, so a quote is usually valid only briefly.

How SWIFT codes from Netherlands are built

A BIC is 8 or 11 characters long and follows a fixed pattern. The first four letters identify the bank, characters five and six form the country code and characters seven and eight give the location.

Whatever the bank, every code from Netherlands share the same fifth and sixth letters. Codes with other letters in that position belong to a bank abroad, even if the bank name looks familiar.

The optional last three characters identify a specific branch; XXX is used for the head office. For most transfers the head office code is fine, unless the recipient gives you a branch code.

Getting paid from abroad into an account in Netherlands

When you are waiting for money from abroad on an account in Netherlands, send the payer a complete set of details. Share your name as registered with the bank, the IBAN or account number, your bank’s SWIFT code and your address.

Your bank’s code appears in the list on this page. It helps to include your bank’s name and city as well.

Do not be surprised if the amount credited is below what the sender paid. Correspondent banks can take a fee and your own bank may charge for processing, and when currencies differ, a markup on the rate applies. For business payments, state how the fees are split, so nobody is left short.

Verifying a SWIFT code from Netherlands

The most reliable source for a SWIFT code is the recipient’s own bank details – an invoice, a statement or a screenshot from online banking. When the code you were given does not match the code listed here, do not guess.

We collect bank codes from publicly available data and update them regularly. Still, banks merge, rename themselves or change codes and our data may lag behind. For any payment that matters, confirm the code with the recipient’s bank. We are a comparison service, not a bank.

Fraudsters regularly send payment requests with changed bank details that look completely genuine. A valid BIC says nothing about who owns the account – scammers use the codes of real banks.

Banks in Netherlands beginning with the letter :letter

Here you see a filtered list: just institutions in Netherlands whose name begins with :letter. The figures for Netherlands on this page apply to all 704 banks, not just the ones under :letter.

If the bank you need does not appear here, try the full list. The complete list remains one click away when you cannot find the bank here.