SWIFT/BIC codes in Netherlands: banks starting with U

Netherlands: banks and their SWIFT/BIC codes

For Netherlands we have 1714 SWIFT/BIC codes. You will need such a code mostly when making international transfers and for payments in a foreign currency.

Every bank has its own page showing the head office code and, where available, codes for branches and departments. Further down we explain how a code from Netherlands is put together, how to send money to Netherlands at a fair price and what to check before you pay.

Sending EUR to Netherlands

The currency in Netherlands is the Euro (EUR). Money sent in a different currency is exchanged into EUR on its way to the recipient.

Where the conversion happens affects the final amount, since every bank sets its own rate. Compare how much EUR arrives via several providers; the difference between options can be larger than you expect. With bigger transfers, even a small difference in the rate adds up quickly.

About our data and how to check a code

The most reliable place for the right code is a document from the bank itself, such as a statement or the account page in online banking. An incorrect BIC may lead to delays, a returned payment or additional charges – compare it with the code in our list.

We collect bank codes using publicly available data and check them regularly. Institutions merge, close branches and retire codes – a directory can be a step behind. Before a payment that matters, confirm the code with the recipient. GoldexPay is a comparison site.

Fraudsters often send fake invoices carrying new bank details. Before paying, confirm a change of bank details through a separate channel, using a number you already had.

Banks in Netherlands starting with :letter

The letter filter limits the list down to banks from Netherlands that begin with :letter to make searching quicker. The totals mentioned above still refer to all banks in Netherlands, not just this letter.

If the bank you need does not appear under :letter, check another letter. The full overview for Netherlands remains available when you cannot find the bank here.

Bank or transfer service for Netherlands?

A bank transfer to Netherlands often costs rather more than you think. On top of the fee, intermediary banks can take a cut and, if currencies are converted, the bank often applies a rate below the actual market rate.

The real cost is often in the rate, rather than in the fee: banks convert at a rate with a margin built in. Check the rate you are offered with the mid-market rate, the midpoint you see on financial news sites. The difference is your real cost.

For many routes, a transfer service is cheaper than a traditional bank transfer – mostly thanks to the exchange rate. On GoldexPay you can compare what recipients in Netherlands receive across providers, which makes the cheapest option easy to spot.

Receiving money in Netherlands from abroad

For a transfer from abroad into a Netherlands account, the person paying you needs more than the SWIFT code. Share the account holder’s name, the IBAN or account number, your bank’s SWIFT code and your address.

Your bank’s code is in our list but always compare it with your own bank details. Some sending banks also want your bank’s address, so keep it at hand.

What lands in your account is often less than what was sent. Charges on incoming payments differ from bank to bank; check the price list of your bank. Make clear with the sender who pays which costs.

Tracking a payment to Netherlands

How fast a payment reaches Netherlands is determined by a few things: which currency you send, how many intermediary banks are involved, cut-off times and time zones. Public holidays in Netherlands or in the sending country add extra days to the journey.

Many banks use SWIFT gpi. Every payment gets a unique transaction reference, the UETR, which the sending bank can use to trace it. Keep the payment confirmation until the recipient confirms.

Netherlands and the SEPA area

Because Netherlands is in SEPA, a euro payment to an account in Netherlands usually only needs the IBAN. Many banks do not require the BIC in that case.

You will still need the BIC for non-euro payments or money from outside the SEPA area. Instant payments in euros are increasingly available within SEPA – check whether your bank supports them. Provided no conversion is involved, a SEPA transfer is usually cheap.

The largest SWIFT network in Netherlands: Robeco Institutional Asset Management B.V.

Robeco Institutional Asset Management B.V. leads the list for Netherlands in the number of SWIFT/BIC codes. Its head office code is RGVMNL2RXXX – the code most transfers need.

Many codes often reflects separate codes for branches, departments or services. Making a payment to Robeco Institutional Asset Management B.V.? Go with RGVMNL2RXXX unless a specific branch code is requested.

Recognising a SWIFT code from Netherlands

A BIC is 8 or 11 characters long and follows a fixed pattern. Characters one to four identify the bank, characters five and six are the country code and the next two give the location.

You can spot a bank code from Netherlands from the fifth and sixth characters. Codes with a different country code belong to a bank abroad, even if the bank name looks familiar.

An 11-character code adds a branch code. In most cases the head office code is fine unless the recipient asks for a specific branch.