SWIFT/BIC codes in Netherlands: banks starting with D

Netherlands: banks and their SWIFT/BIC codes

On this page you find the SWIFT/BIC codes of 704 institutions in Netherlands, 1714 codes in all. A BIC tells every bank in the chain which institution is meant to get the money.

Every bank has its own page with the head office code and if there are any, branch codes. Further down we explain how codes from Netherlands are built, how to send money to Netherlands at a fair price and what to check before you pay.

The cheapest way to send money to Netherlands

What you pay for a payment to Netherlands has more than one component, and the fee on your screen is only one of them. You pay a transfer fee, possibly charges from intermediary banks and, above all, the exchange rate markup if the money is converted.

That exchange rate margin tends to be the largest cost item. A simple test: set the offered rate against the mid-market rate and look at the difference.

Specialised transfer providers often use rates closer to the mid-market rate with clearer fees. Before your next transfer to Netherlands, it is worth comparing the total cost via GoldexPay rather than accepting the first rate you see.

How SWIFT codes from Netherlands are built

A SWIFT code is 8 or 11 characters long. It starts with a four-letter bank code, followed by a two-letter country code and a two-character location code.

No matter which bank, every code from Netherlands share the same fifth and sixth letters, namely the ISO code of Netherlands. If those two letters do not match Netherlands, the code belongs to a bank in another country.

If the last three are XXX, it means the head office, and the 8-character version leads to the same place. For most transfers the head office code is fine, unless the recipient gives you a branch code.

Banks in Netherlands beginning with the letter :letter

This filter limits the list to banks in Netherlands starting with :letter to make searching quicker. The totals on this page apply to all 704 banks.

Many institutions appear under their official name. The full overview for Netherlands is available if the letter filter does not help.

How reliable is this list?

The most reliable source for the BIC is the bank details provided by the recipient: an invoice, a statement or their online banking. A wrong code may lead to delays, a returned payment or extra fees – compare it with the code in our list.

We collect bank codes from publicly available data and update our list from time to time. Still, banks merge or change codes. Use our data as a starting point, not as the final word: the bank details from the recipient come first. We are an independent comparison site and not part of any bank listed here.

Scammers often send fake invoices carrying changed bank details. A real SWIFT code says nothing about who owns the account.

SEPA transfers to Netherlands

Since Netherlands is part of SEPA, a euro transfer to a bank in Netherlands usually only needs the IBAN. Most banking apps do not require the BIC for these payments.

The BIC still come into play when the currency is not euros. Instant payments in euros are widely supported within SEPA, though not every bank offers them for every account. Costs stay low provided everything stays in euros; the conversion is where it gets expensive.

Robeco Institutional Asset Management B.V. and its SWIFT codes

Robeco Institutional Asset Management B.V. tops the list of Netherlands banks when it comes to the number of SWIFT/BIC codes. The head office of Robeco Institutional Asset Management B.V. uses RGVMNL2RXXX.

How many codes a bank has says something about how it organises its payments than about how big it is. Paying someone at Robeco Institutional Asset Management B.V.? Go with RGVMNL2RXXX unless a specific branch code is requested.

Incoming international payments in Netherlands

When you expect a payment from another country on an account in Netherlands, send the payer everything they need in one go. Give them your name as registered with the bank, the IBAN or account number, your bank’s SWIFT code and your address, which some banks require.

Find your bank in the list above and compare the code with your own bank details, but take the code from your own bank details when in doubt. Some sending banks may also want your bank’s address.

Do not be surprised if the amount credited is smaller than what the sender paid. Charges on incoming payments differ from bank to bank. For business payments, agree how the fees are split to avoid a shortfall.

Paying in EUR: what conversion costs you

Netherlands uses the Euro, code EUR. A payment in a foreign currency will be converted into EUR before it reaches the account.

Who converts the money makes a difference, because each party uses its own rate. Often you pay less to send EUR directly through a transfer service that converts near the mid-market rate so the receiving bank does not need to convert again. With bigger transfers, even a small gap in the rate adds up quickly.

Transfer times to Netherlands

There is no single delivery time for payments to Netherlands: some land within a day while others need several business days. Public holidays in either country can add a day or more.

If the money is late, ask the sender to contact their own bank for a trace; only the sending side can start an official trace. Save your transfer receipt – you will need it if something goes wrong.