SWIFT/BIC codes in Netherlands: banks starting with P

Netherlands: banks and their SWIFT/BIC codes

This overview contains 704 banks and other institutions in Netherlands and 1714 SWIFT/BIC codes between them. You need a SWIFT/BIC code mainly for international transfers.

Search for the recipient’s bank below and open its page for all codes we have. Further down we explain how codes from Netherlands are built, how to send money to Netherlands without overpaying and what to check before you pay.

Banks in Netherlands beginning with the letter :letter

This page shows only the banks in Netherlands whose name starts with :letter. The totals mentioned here apply to every bank we list and not only this letter.

Some banks appear under their official name rather than the name on their app or website. The full overview for Netherlands remains one click away when the letter filter does not help.

How reliable is this list?

The most reliable place for the right code is a document from the bank itself, such as a statement or the account page in online banking. An incorrect BIC can cause a delay, a payment being sent back or additional charges, so compare it with the list on this page.

We gather bank codes from publicly available data and update our list regularly. Still, banks merge, rename themselves or retire codes, so information can be out of date. Treat this list as a starting point; the recipient’s bank details are leading. GoldexPay is a comparison site and not part of any bank listed here.

Fraudsters often use fake invoices with new bank details that look completely genuine. Before paying, confirm changed details by phone, using a number you already had.

The largest SWIFT network in Netherlands: Robeco Institutional Asset Management B.V.

Robeco Institutional Asset Management B.V. leads the list for Netherlands when it comes to SWIFT/BIC codes. The head office uses RGVMNL2RXXX, which is the code to use when no branch is specified.

The number of codes says something about how it registers branches and services than about its size. If not the recipient asks for a branch, RGVMNL2RXXX is fine for a payment to Robeco Institutional Asset Management B.V..

SEPA transfers to Netherlands

Within the SEPA zone, euro transfers to Netherlands follow the same rules, so the IBAN does the job in most cases. The BIC field is often optional for those payments.

You still need a SWIFT code for payments in other currencies or money from outside the SEPA area. Euro payments within SEPA normally land within one business day, and instant transfers in seconds where both banks support them. As long as no conversion is involved, the transfer is usually cheap.

The cheapest way to send money to Netherlands

What you pay for a payment to Netherlands has more than one component, and the fee on your screen is only one of them. On top of the fee, correspondent banks may deduct a charge and, if currencies are converted, the bank often applies a less favourable rate than the actual market rate.

The markup on the rate is often the biggest cost item. A simple test: set the rate you get next to the mid-market rate and look at the difference.

Specialised transfer providers often use rates closer to the mid-market rate and lower fees. Before your next transfer to Netherlands, it is worth comparing the total cost on GoldexPay instead of going straight to your bank.

Netherlands and the Euro

The national currency in Netherlands is the Euro (EUR). When you pay money in a different currency, the amount gets converted at some point – by your bank, a bank in between or the recipient’s bank.

Where the conversion happens has an effect on how much arrives, as rates and margins differ per bank. In many cases you pay less if you send EUR directly via a transfer service that converts near the mid-market rate. Exchange rates change during the day, so a quote is usually valid only briefly.

Incoming international payments in Netherlands

If you are waiting for money from abroad in Netherlands, send the payer a complete set of details. Share your name as registered with the bank, your account number or IBAN, your bank’s SWIFT code and your address, which some banks require.

The code of your bank appears in our list, yet the version on your own statement or in your banking app is leading. Some sending banks also ask for your bank’s address; it does no harm to include it.

Do not be surprised if the amount credited is below what the sender paid. Correspondent banks can take a fee and your own bank may charge for processing, and if the money is converted, a markup on the rate applies. Make clear with the sender who pays which costs before the money is sent.

What the letters in a Netherlands BIC mean

Every SWIFT/BIC code consists of eight or eleven characters, always in the same order. It starts with four letters for the bank, then a two-letter country code and two characters for the location.

For banks in Netherlands, characters five and six are the two-letter ISO code of Netherlands. Codes with other letters in that position come from another country.

When a code ends in XXX, it means the head office. Use a branch code only when the recipient’s bank asks for it; otherwise the head office code is the safe choice.

Tracking a payment to Netherlands

An international transfer to Netherlands usually takes anywhere from one to several business days – it depends on currency, route and the banks in between. Public holidays in Netherlands or in the sending country add extra days to the journey.

A growing number of banks are connected to SWIFT gpi. Every gpi transfer gets a unique reference, the UETR, which the sending bank can use to trace it. Money transfer services usually provide a status in their app, which makes it easier to see where the money is.