SWIFT/BIC codes in Netherlands: banks starting with B
704 banks and financial institutions in Netherlands with 1,714 SWIFT/BIC codes in total.
The way a SWIFT/BIC code from Netherlands is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- DCOM Bank code
- 4 letters that identify the bank.
- NL Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Finding a SWIFT code in Netherlands
For Netherlands our database holds 1714 SWIFT/BIC codes from 704 banks. Each code points to a bank or a specific branch or department.
Choose the bank from the list to view its head office code and any branch codes along with tips for payments to and from that bank. Below the list we explain how codes from Netherlands are built, how to send money there at a fair price and what to check before you pay.
SWIFT codes in Netherlands: banks under :letter
This list only shows banks in Netherlands whose name starts with :letter. The totals on this page cover every bank we list.
Some banks appear under their official name, which may start with words like Bank or Banco. The full overview for Netherlands is available when you cannot find the bank here.
About our data and how to check a code
The most reliable source for a SWIFT code is the recipient’s own bank details: an invoice, a statement or their online banking. An incorrect BIC can cause a delay, a payment being sent back or additional charges.
We gather SWIFT/BIC codes from publicly available data and update them regularly. Even so, banks merge, rename themselves or retire codes. For any payment that matters, check the BIC with the recipient’s bank. GoldexPay is not a bank.
Be wary of payment requests with changed bank details, especially when they come by email. A valid BIC says nothing about who owns the account.
The Euro (EUR) and conversion costs
The currency of Netherlands is the Euro (EUR). When you pay money in a different currency, the amount gets converted somewhere along the way – by your bank, a bank in between or the recipient’s bank.
Who does the conversion affects the final amount, as rates and margins differ per bank. Often you pay less if you send EUR directly via a transfer service with a good rate. Rates for EUR change during the day.
Recognising a SWIFT code from Netherlands
SWIFT/BIC codes follow the same format worldwide: eight characters, sometimes followed by three more. The first four letters stand for the bank, the fifth and sixth characters are the country code and the next two give the location.
You can spot a bank code from Netherlands from the fifth and sixth characters – those always form the country code of Netherlands. Codes with a different country code come from another country.
The optional last three characters identify a specific branch; XXX means the head office. Use a branch code just if the recipient’s bank asks for it – otherwise stick with the head office.
Transfer times to Netherlands
How fast a payment arrives in Netherlands depends on a few things: the currency, the number of banks in between, daily processing deadlines and differences in time zone. Transfers sent late in the day or just before a weekend or public holiday usually start the next business day.
Many banks are connected to SWIFT gpi. Every gpi transfer carries a unique transaction reference, the UETR that banks can use to see where the money is. Specialist transfer services often show a status online, which makes it easier to see where the money is.
The cheapest way to send money to Netherlands
The price of a payment to Netherlands has several parts – not only the fee you see. There is the transfer fee, sometimes fees from correspondent banks and, most importantly, the exchange rate markup if the money is converted.
The real cost is often in the rate, rather than in the fee: banks convert at a rate with a margin built in. An easy check: set the offered rate next to the mid-market rate and look at the difference.
For many routes, a transfer service is cheaper than a traditional bank transfer. Before your next transfer to Netherlands, it is worth to compare the total cost on GoldexPay instead of going straight to your bank.
Netherlands and the SEPA area
Inside SEPA, euro transfers to Netherlands use common rules. The BIC field is often optional in that case.
You still need a SWIFT code when sending non-euro payments or transfers from countries outside SEPA. Euro payments within SEPA usually arrive by the next business day. As long as the payment stays in euros, the transfer is usually cheap.
Incoming international payments in Netherlands
If you expect a payment from another country in Netherlands, give the sender a complete set of details. Share your name as registered with the bank, your account number or IBAN, your bank’s SWIFT code and your address.
Your bank’s code appears in the list on this page. Certain sending banks also ask for the name and address of your bank.
What lands in your account is often less than what was sent. Charges on incoming payments vary per bank. For business payments, agree how the fees are split.
Robeco Institutional Asset Management B.V. and its SWIFT codes
Among the 704 institutions we list, Robeco Institutional Asset Management B.V. has the largest number of SWIFT/BIC codes of all banks in Netherlands. The head office of Robeco Institutional Asset Management B.V. uses RGVMNL2RXXX.
A large number of codes usually means separate codes for branches, departments or services, not necessarily that the bank is the biggest in the country. Unless a branch code is given, RGVMNL2RXXX is fine for a payment to Robeco Institutional Asset Management B.V..
Frequently asked questions
How many banks in Netherlands have a SWIFT/BIC code?
We list 704 banks and financial institutions in Netherlands with 1,714 SWIFT/BIC codes, including branches and departments.
What is the cheapest way to send money to Netherlands?
Banks often add a markup to the exchange rate. Check what arrives in Euro across transfer services to pay less.
How do I recognise a SWIFT/BIC code from Netherlands?
The fifth and sixth characters of every SWIFT/BIC code are the country code. For Netherlands this is NL.
Which bank in Netherlands has the most SWIFT codes?
The largest number of codes belongs to Robeco Institutional Asset Management B.V.: 583 in our database. Its head office code is RGVMNL2RXXX.
How do I find the right SWIFT code for a bank in Netherlands?
Ask the recipient or look up the bank in the list on this page. Without a branch, the head office code (XXX) is the safe choice.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.