SWIFT/BIC codes in Netherlands: banks starting with E

Finding a SWIFT code in Netherlands

On this page you find the SWIFT/BIC codes of 704 banks in Netherlands – 1714 codes altogether. A BIC shows the banks handling a transfer which institution is meant to get an international payment.

Search for the bank you need below and open its page for the full list of codes and the details a transfer needs. The sections below covers how the codes work, what transfers cost and the checks worth doing before a payment.

The Euro (EUR) and conversion costs

Netherlands uses the Euro, with the currency code EUR. Money sent in a different currency will be converted into EUR on its way to the recipient.

Which bank converts the payment makes a difference: every bank has its own margin. Often it is cheaper if you send EUR straight away via a provider that converts near the mid-market rate rather than letting the receiving bank convert. Exchange rates change all the time.

Tracking a payment to Netherlands

An international transfer to Netherlands typically needs one to a few business days. Public holidays in Netherlands or in the sending country add extra days.

If the money seems late, ask the sender to contact the sending bank and ask for the status or the UETR; only the sending side can start an official trace. Save your transfer receipt; a bank needs it to start a trace.

Getting paid from abroad into an account in Netherlands

To receive a transfer from abroad into a Netherlands account, the person paying you has to have more than the SWIFT code. Give them the account holder’s name, your account number or IBAN, your bank’s SWIFT code and your address, which some banks require.

The code of your bank appears in our list, yet the version on your own statement or in your banking app is leading. Certain banks also want your bank’s address.

Do not be surprised if the amount credited is smaller than what the sender paid. Intermediary banks may deduct a fee and your own bank may charge for processing, and when currencies differ, a markup on the rate comes on top. For business payments, agree who bears the costs.

Verifying a SWIFT code from Netherlands

The safest source for the BIC is the recipient’s own bank details: an invoice, a statement or their online banking. When the code you were given differs from our list, do not guess: check with the recipient or the bank.

We gather SWIFT/BIC codes using publicly available data and update our list regularly. Institutions reorganise, change names and retire codes – a directory can be a step behind. Use this list as a reference, not as the final word. We are an independent comparison site.

Be wary of invoices with a new account – a common fraud method. Before paying, verify changed details by phone, using a number you already had.

Banks in Netherlands beginning with the letter :letter

This page shows only the banks in Netherlands beginning with :letter in alphabetical order. The totals mentioned above still refer to all banks in Netherlands.

Some banks appear under their legal name rather than the name on their app or website, so the letter can differ from what you expect. Try the full list for Netherlands if you do not know the exact name.

The cheapest way to send money to Netherlands

When you transfer money to Netherlands through a regular bank, the stated fee is rarely all of what you pay. On top of a fixed fee, intermediary banks may deduct a charge, and when the money is converted the bank usually uses a rate below the real market rate.

Most of the cost usually sits in the exchange rate, not in the fee. A simple test: set the rate you get against the mid-market rate and look at the difference.

For many currency pairs, a transfer service turns out to be less expensive than a bank, mainly because of the rate. On GoldexPay we compare the amount that arrives in Netherlands across services, which makes the cheapest option easy to spot.

Netherlands and the SEPA area

Netherlands is part of the Single Euro Payments Area (SEPA), the zone for uniform euro payments. For a regular euro transfer from another SEPA country, you normally only need the IBAN and the BIC is often filled in automatically.

You still need the BIC when sending non-euro payments or money from outside the SEPA area. Euro payments within SEPA normally land within one business day, and instant transfers in seconds where both banks support them. As long as the payment stays in euros, the transfer is usually inexpensive.

The largest SWIFT network in Netherlands: Robeco Institutional Asset Management B.V.

Of the 704 banks in Netherlands, Robeco Institutional Asset Management B.V. has the largest number of codes. Its head office code is RGVMNL2RXXX.

The number of codes says more about how it registers branches and services than about how big it is. Unless a branch code is given, the head office code RGVMNL2RXXX works for transfers to this bank.

Recognising a SWIFT code from Netherlands

Each SWIFT/BIC code has 8 or 11 characters, always in the same order. The first four letters identify the bank, characters five and six are the country code and the next two give the location.

No matter which bank, every code from Netherlands share the same country code in positions five and six: the ISO code of the country. Codes with a different country code belong to a bank abroad – a quick way to catch mistakes.

The long version adds a branch code, where XXX means the head office. In most cases the head office code is what you need, unless the recipient gives you a branch code.