SWIFT/BIC codes in Netherlands: banks starting with L

Bank SWIFT codes for Netherlands

On this page you find codes for 704 banks in Netherlands. Every code identifies a bank or a specific branch or department, so a payment from abroad reaches the right place.

Pick the bank below to see its head office code and any branch codes along with tips for payments to and from that bank. The rest of this page covers the structure of the codes, the cost of transfers and how to avoid mistakes before a payment.

SEPA transfers to Netherlands

Within the SEPA zone, euro transfers to Netherlands follow the same rules. The BIC field is usually optional for those payments.

A SWIFT code does matter when the currency is not euros and when the money comes from outside SEPA. Euro payments within SEPA normally land by the next business day, and instant transfers in seconds where both banks support them. As long as the payment stays in euros, the transfer tends to be cheap.

What the letters in a Netherlands BIC mean

A SWIFT code is 8 or 11 characters long and the parts always come in the same order. First comes a four-letter bank code, followed by two letters for the country and a two-character location code.

Whatever the bank, every code from Netherlands have the same country code in positions five and six: the ISO code of the country. If those two letters point to another country, you are looking at a bank somewhere else, so check again.

The long version adds three characters for a branch. Use a branch code just when the recipient explicitly gives you one.

Filter: banks in Netherlands with :letter

This filter narrows the list to banks in Netherlands starting with :letter. The counts in the introduction still cover the whole country and not only this selection.

If the bank you need is missing under :letter, check the full list. Use the full list for Netherlands if you do not know how the name is spelled.

Check the code before you pay

Have the recipient copy the account details directly from their banking app. When the code you were given does not match our list, do not guess – contact the recipient or their bank.

We gather SWIFT/BIC codes using publicly available data and check our list regularly. Institutions reorganise, close branches and change codes. For any payment of any size, check the code with the recipient. We are a comparison service, not a bank.

Scammers often send fake invoices with changed bank details that look completely genuine. Always verify a change of bank details by phone on a number you know.

What a sender needs to pay you in Netherlands

For a transfer from abroad into a Netherlands account, the sender has to have not just the BIC. Give them your name as registered with the bank, the IBAN or account number, the BIC of your bank and your address, which some banks require.

Find the bank in the list above to check its code. Certain banks may also want the name and address of your bank; it does no harm to include it.

What lands in your account is often lower than what was sent. Charges on incoming payments vary per bank. On invoices, agree who bears the costs, so nobody is left short.

Transfer times to Netherlands

How fast a payment arrives in Netherlands is determined by several factors: the currency, how many intermediary banks are involved, daily processing deadlines and time zones. Bank holidays in either country add a day or more.

When a payment takes longer than expected, ask the sender to contact the sending bank for a trace; only the sending side can start an official trace. Specialist transfer services usually provide a status in their app so you can follow the payment.

Robeco Institutional Asset Management B.V. and its SWIFT codes

Robeco Institutional Asset Management B.V. tops the list of Netherlands banks when it comes to SWIFT/BIC codes. The head office uses RGVMNL2RXXX, which is the code to use when no branch is specified.

Banks differ in how many codes they register, so the count is not a ranking of size. Paying someone at Robeco Institutional Asset Management B.V.? Use RGVMNL2RXXX except when the recipient gives you a branch code.

Sending EUR to Netherlands

Most accounts in Netherlands are typically held in EUR. When you pay money in a different currency, the amount gets converted somewhere along the way – by your bank, a bank in between or the recipient’s bank.

Where the conversion happens has an effect on the final amount, as rates and margins differ per bank. Check how much EUR arrives with several services. On larger amounts, a seemingly small gap in the rate adds up quickly.

Sending money to Netherlands for less

What you pay for a payment to Netherlands has several parts, and the fee on your screen is only one of them. You pay the transfer fee, possibly charges from intermediary banks along the way and, above all, the margin on the exchange rate.

The real cost is often in the rate, rather than in the fee: banks convert at a rate with a margin built in. A simple test: set the rate you get against the mid-market rate and look at the difference.

Money transfer services frequently offer rates closer to the mid-market rate. On GoldexPay we compare the amount that arrives in Netherlands across providers, which makes the cheapest option easy to spot.