SWIFT/BIC codes in Netherlands: banks starting with F

Bank SWIFT codes for Netherlands

In Netherlands we have 1714 SWIFT/BIC codes from 704 banks. Every code points to a bank or one of its branches.

Look for the bank you need in the list and open its page for the full list of codes and the details a transfer needs. The rest of this page covers the structure of the codes, what transfers cost and how to avoid mistakes before you send money.

Getting paid from abroad into an account in Netherlands

For a transfer from abroad into a Netherlands account, the sender needs not just the BIC. In practice that means: your full name exactly as it appears on the account, your IBAN or account number, the SWIFT/BIC code of your bank and, often, your address.

Find the bank in the list on this page and compare the code with your own bank details. You can add the name and city of your bank as well.

Expect that the incoming amount is smaller than what the sender paid. Correspondent banks can take a fee, your bank may charge for incoming payments, and when currencies differ, an exchange rate margin applies. Agree with the sender who pays which costs before the money is sent.

Recognising a SWIFT code from Netherlands

Bank identifier codes use the same format worldwide: eight characters, sometimes followed by three more. It starts with a four-letter bank code, followed by two letters for the country and two characters for the location.

You can spot a bank code from Netherlands from the fifth and sixth characters. If the country letters do not match Netherlands, you are looking at a bank in another country – worth double-checking.

The long version adds a branch code, where XXX means the head office. In most cases the head office code is fine, unless the recipient gives you a branch code.

How long does a transfer to Netherlands take?

How quickly money arrives in Netherlands depends on a few things: which currency you send, the number of banks in between, cut-off times and differences in time zone. Bank holidays in either country add extra days, because banks do not process payments on those days.

A growing number of banks use SWIFT gpi. Each gpi transfer gets a unique reference, the UETR that banks can use to see where the money is. Money transfer services often provide tracking online so you can follow the payment.

Robeco Institutional Asset Management B.V. and its SWIFT codes

In our directory, Robeco Institutional Asset Management B.V. has the largest number of SWIFT/BIC codes in Netherlands. Its head office code is RGVMNL2RXXX, which is the code to use when no branch is specified.

How many codes a bank has tells you something about how it registers branches and services than about how big it is. Making a payment to Robeco Institutional Asset Management B.V.? Use RGVMNL2RXXX unless a specific branch code is requested.

Netherlands and the Euro

Netherlands uses the Euro, with the currency code EUR. When you pay money in a different currency, it has to be converted at some point.

Which bank converts the money makes a difference, because each party uses its own rate. Check what EUR arrives via different services before choosing one. Rates for EUR move during the day, so a quote is usually valid only briefly.

Banks in Netherlands starting with :letter

This list shows only banks in Netherlands whose name starts with :letter. The counts in the introduction always refer to all banks in Netherlands and not only this selection.

If a bank is missing under :letter, check the full list – the registered name can differ from the name people use. The complete list is available when you cannot find the bank here.

Verifying a SWIFT code from Netherlands

Ask the recipient to copy the account details directly from their banking app. When the code you were given differs from our list, stop and ask: check with the recipient or the bank.

We gather SWIFT/BIC codes from public sources and check them from time to time. Still, banks merge, rename themselves or change codes, so information can be out of date. Treat this list as a starting point rather than the last word: the bank details from the recipient come first. GoldexPay is an independent comparison site and is not affiliated with the banks listed.

Watch out for payment requests containing changed bank details. A valid BIC tells you nothing about whether a request is genuine – scammers use the codes of real banks.

Sending money to Netherlands for less

When you send money to Netherlands with a regular bank, the stated fee is only part of what you pay. Besides the fee, correspondent banks can deduct a charge, and when the money is converted the bank often applies a rate below the real market rate.

That exchange rate margin tends to be the biggest part of the cost. A simple test: put the offered rate against the mid-market rate and work out the difference on your amount.

For a lot of routes, a transfer service turns out to be cheaper than a bank – mostly thanks to the exchange rate. GoldexPay lists these providers side by side, showing what actually arrives in Netherlands.

Euro payments to Netherlands: is a BIC needed?

Netherlands is a member of the SEPA area, the zone for uniform euro payments. For a regular euro transfer from another SEPA country, you normally only need the IBAN; many banks no longer ask for the BIC.

A SWIFT code still matter for payments in other currencies. Instant payments in euros have become increasingly supported across SEPA, though not every bank offers them for every account. Provided the payment stays in euros, the transfer is usually inexpensive.