SWIFT/BIC codes in Netherlands: banks starting with N

Netherlands: banks and their SWIFT/BIC codes

Here you will find codes for 704 institutions in Netherlands, 1714 codes in all. Each code identifies an institution or a specific branch or department.

Every bank has its own page showing its main code and, where available, codes for branches and departments. Below the list we explain how codes from Netherlands are built, how to send money there at a fair price and how to check a code before you pay.

Tracking a payment to Netherlands

How quickly money reaches Netherlands depends on several factors: which currency you send, how many intermediary banks are involved, daily processing deadlines and differences in time zone. Payments made late in the day or on weekends and holidays usually go out a business day later.

A growing number of banks are connected to SWIFT gpi. Every gpi transfer carries a unique transaction reference, the UETR that banks can use to see where the money is. Money transfer services usually show a status in their app, which makes it easier to see where the money is.

Incoming international payments in Netherlands

When you expect money from abroad on an account in Netherlands, give the sender a complete set of details. Give them the account holder’s name, your account number or IBAN, the BIC of your bank and your address, which some banks require.

Look up the bank in the list above to check its code – your bank statement is the final word. It helps to include the name and city of your bank because some forms have separate fields for it.

The amount you receive can be lower than the amount sent. Charges on incoming payments vary per bank – your bank’s price list tells you what applies. For business payments, agree how the fees are split to avoid a shortfall.

What a transfer to Netherlands really costs

An international bank payment to Netherlands often costs rather more than the fee suggests. On top of a fixed fee, intermediary banks can take a cut, and when the money is converted the bank often uses a rate below the actual market rate.

The real cost is often in the rate, not in the fee. A simple test: set the offered rate against the mid-market rate and look at the difference.

For many routes, a transfer service is cheaper than a traditional bank transfer. GoldexPay compares the amount that arrives in Netherlands across providers, so you can pick the cheapest route.

The structure of a Netherlands SWIFT/BIC code

Bank identifier codes use one international format: eight characters, sometimes followed by three more. It starts with four letters for the bank, followed by two letters for the country and two characters for the location.

No matter which bank, every code from Netherlands share the same country code in positions five and six: the ISO code of the country. If the country letters do not match Netherlands, you are looking at a bank in another country, so check again.

The long version ends in a branch code, where XXX means the head office. For most transfers the head office code is what you need.

Robeco Institutional Asset Management B.V. and its SWIFT codes

Robeco Institutional Asset Management B.V. tops our list of Netherlands banks in SWIFT/BIC codes. The head office uses RGVMNL2RXXX, which is the code to use when no branch is specified.

The number of codes tells you something about how it registers branches and services than about its size. If not a branch code is given, the head office code RGVMNL2RXXX works for a payment to Robeco Institutional Asset Management B.V..

Sending EUR to Netherlands

Netherlands uses the Euro, with the currency code EUR. Money sent in a different currency will be exchanged into EUR before it reaches the account – and the bank that does it picks the rate.

Which bank converts the payment makes a difference, because each party uses its own rate. Often you pay less if you send EUR straight away via a transfer service that converts near the mid-market rate. Rates for EUR change during the day, so a quote is usually valid only briefly.

Banks in Netherlands beginning with the letter :letter

Here you see a filtered list: only institutions in Netherlands with a name starting with :letter. The counts in the introduction always refer to the whole country and not only this selection.

Many institutions are listed under their official name, so the letter can differ from what you expect. The complete list is available if you cannot find the bank here.

How reliable is this list?

Have the recipient send you their bank details directly from a recent statement. A wrong code may lead to delays, a returned payment or additional charges – compare it with the code in our list.

This list is based on public sources and is updated regularly. Even so, banks merge or change codes, so information can be out of date. Treat this list as a starting point, not as the final word. GoldexPay is not a bank and is not affiliated with the banks listed.

Scammers often send payment requests carrying changed bank details that look completely genuine. A real SWIFT code tells you nothing about who owns the account – scammers use the codes of real banks.

Euro payments to Netherlands: is a BIC needed?

Because Netherlands is part of the SEPA zone, a euro payment to an account in Netherlands usually requires just an IBAN. Many banks no longer ask for the BIC in that case.

The BIC still matter for payments in other currencies. SEPA transfers normally land within one business day, and instant transfers in seconds where both banks support them. As long as no conversion is involved, the transfer tends to be cheap.