SWIFT/BIC codes in Netherlands: banks starting with T

SWIFT/BIC codes in Netherlands

Our directory contains 704 banks and other institutions in Netherlands. A SWIFT code tells every bank in the chain which institution is meant to get an international payment.

Each bank has its own page with the head office code and, where available, branch codes. Further down you can read how a code from Netherlands is put together, how to send money to Netherlands without overpaying and what to check before you pay.

Transfer times to Netherlands

A SWIFT payment to Netherlands typically needs anywhere from one to several business days. Bank holidays in either country can add extra days to the journey.

When a payment takes longer than expected, ask the sender to contact their own bank and ask for the status or the UETR – the receiving bank often cannot see a payment that has not arrived. Save the payment confirmation until the recipient confirms.

What a transfer to Netherlands really costs

An international bank payment to Netherlands can cost rather more than the fee suggests. Besides a fixed fee, intermediary banks may take a cut, and when the money is converted the bank often uses a rate below the actual market rate.

Most of the cost usually sits in the exchange rate, not in the fee: banks convert at a rate with a margin built in. Compare the rate you are offered with the mid-market rate, the midpoint you see on financial news sites; the gap is what conversion costs you.

For many currency pairs, a transfer service is cheaper than a bank. Before you send money to Netherlands, it is worth comparing the total cost via GoldexPay rather than accepting the first rate you see.

What the letters in a Netherlands BIC mean

Bank identifier codes use the same format worldwide: 8 characters. The first four letters identify the bank, characters five and six are the country code and characters seven and eight give the location.

Whatever the bank, every code from Netherlands have the same fifth and sixth letters, namely the ISO code of Netherlands. When those two letters point to another country, you are looking at a bank in another country, so check again.

The long version adds three characters for a branch – XXX stands for the head office. In most cases the head office code is fine, unless the recipient gives you a branch code.

What a sender needs to pay you in Netherlands

A sender in another country needs several details from you. Give them the account holder’s name, the IBAN or account number, your bank’s SWIFT code and your address.

Look up your bank in the list on this page – your bank statement is the final word. You can add the name and city of your bank as well, since some payment forms ask for it.

What lands in your account is often lower than what was sent. Intermediary banks may deduct a fee and your own bank may charge for processing, and when currencies differ, an exchange rate margin comes on top. Agree with the sender who covers the fees, especially for larger amounts.

Robeco Institutional Asset Management B.V. and its SWIFT codes

Robeco Institutional Asset Management B.V. tops the list for Netherlands when it comes to the number of SWIFT/BIC codes. Its head office code is RGVMNL2RXXX.

A large number of codes usually means separate codes for branches, departments or services – it says nothing about the size of the bank as such. Unless the recipient asks for a branch, the head office code RGVMNL2RXXX works for a payment to Robeco Institutional Asset Management B.V..

Netherlands and the SEPA area

Inside SEPA, euro transfers to Netherlands follow common rules and in most cases need only the IBAN. A field for the BIC is usually optional for those payments.

A SWIFT code does come into play for payments in other currencies and for transfers from outside SEPA. Instant euro transfers are increasingly available across SEPA – check whether your bank supports them. Fees are generally low provided everything stays in euros; the conversion is where it gets expensive.

Netherlands and the Euro

The national currency of Netherlands is the Euro (EUR). A payment in a foreign currency will be exchanged into EUR.

Who converts the money matters: every bank has its own margin. Compare how much EUR the recipient gets with different providers before choosing one. With bigger transfers, even a small gap in the rate adds up quickly.

Banks in Netherlands starting with :letter

This page shows only banks in Netherlands beginning with :letter, sorted alphabetically. The totals mentioned here cover every bank we list.

Bank not listed? The registered name might begin with another word – think of the full legal name instead of the brand. The full overview for Netherlands is one click away if the letter filter does not help.

About our data and how to check a code

The safest source for the BIC is the bank details provided by the recipient. When the code you were given differs from our list, stop and ask – contact the recipient or their bank.

Our SWIFT/BIC directory is compiled from public sources. Even so, banks merge, rename themselves or retire codes. Before a payment of any size, check the code with the recipient’s bank. GoldexPay is an independent comparison site and has no link to the banks in this list.

Fraudsters often send payment requests carrying changed bank details from what looks like a familiar address. Always verify a change of bank details through a separate channel.