SWIFT/BIC codes in Netherlands: banks starting with O

Finding a SWIFT code in Netherlands

In Netherlands our database holds 1714 SWIFT/BIC codes, spread over 704 banks. You will need such a code mostly for payments across borders and for payments in a foreign currency.

Choose a bank from the list to view the head office code and its other codes. Below the list we explain how codes from Netherlands are built, how to send money to Netherlands without overpaying and what to check before you pay.

Sending EUR to Netherlands

Netherlands uses the Euro. If you send money in a different currency, it has to be converted somewhere along the way.

Who does the conversion affects the final amount. Compare what EUR arrives via several services; the difference between options can be larger than you expect. Rates for EUR move during the day, so a quote is usually valid only briefly.

How reliable is this list?

The most reliable place for the correct BIC is paperwork issued by the bank, such as a statement or the account page in online banking. If the code you have differs from the code listed here, stop and ask.

We gather bank codes using publicly available data and update our list regularly. Banks reorganise, close branches and change codes, and no directory catches every change immediately. For a payment of any size, check the BIC with the recipient. We are a comparison site for money transfers.

Scammers often send payment requests with changed bank details from what looks like a familiar address. Always verify changed details through a separate channel, using a number you already had.

SWIFT codes in Netherlands: banks under :letter

You are looking at a filtered list: just institutions in Netherlands whose name begins with :letter. The totals mentioned above always cover the whole country.

Bank not listed? The registered name might start with a different letter. The complete list is one click away when you cannot find the bank here.

Euro payments to Netherlands: is a BIC needed?

Netherlands is part of the SEPA area, the zone for uniform euro payments. For a standard euro transfer within SEPA, you normally only need the IBAN; many banks no longer ask for the BIC.

You will still need a SWIFT code when sending non-euro payments or money from outside the SEPA area. Instant payments in euros are increasingly available within SEPA, though not every bank offers them for every account. Fees are generally low provided everything stays in euros; the conversion is where it gets expensive.

The structure of a Netherlands SWIFT/BIC code

Bank identifier codes follow the same format worldwide: 8 characters. First comes four letters for the bank, then two letters for the country and a two-character location code.

For banks in Netherlands, letters five and six show the ISO country code of Netherlands, which makes these codes easy to recognise. A code with other letters in that position come from another country.

The long version ends in a branch code, where XXX means the head office. For most transfers the head office code is what you need.

Bank or transfer service for Netherlands?

When you transfer money to Netherlands with a regular bank, the fee you see is rarely all of what you pay. You pay a transfer fee, sometimes fees from correspondent banks along the way and, most importantly, the exchange rate markup when currencies differ.

The real cost is often in the rate, not in the fee. Compare the rate you are offered against the mid-market rate that you find on financial sites. The difference is your real cost.

For a lot of routes, a transfer service turns out to be less expensive than a bank – mostly thanks to the exchange rate. Before your next transfer to Netherlands, it is worth to compare the total cost via GoldexPay instead of going straight to your bank.

Tracking a payment to Netherlands

A SWIFT payment to Netherlands usually needs anywhere from one to several business days – it depends on currency, route and the banks in between. Bank holidays in Netherlands or in the sending country can add extra days.

When a payment takes longer than expected, the sender should contact the sending bank for a trace – the receiving bank often cannot see a payment that has not arrived. Money transfer services usually provide tracking in their app so you can follow the payment.

Robeco Institutional Asset Management B.V. and its SWIFT codes

Of the 704 banks we list for Netherlands, Robeco Institutional Asset Management B.V. is listed with the largest number of codes. The head office uses RGVMNL2RXXX – the code most transfers need.

The number of codes says more about how it organises its payments than about its size. Making a payment to Robeco Institutional Asset Management B.V.? Go with RGVMNL2RXXX unless a specific branch code is requested.

Getting paid from abroad into an account in Netherlands

To receive an international payment into a Netherlands account, the person paying you needs more than the SWIFT code. Share your name as registered with the bank, your account number or IBAN, the BIC of your bank and your address, which some banks require.

The code of your bank is in the list on this page, yet the version on your own statement or in your banking app is leading. Some banks also want the name and address of your bank; it does no harm to include it.

The amount you receive can be lower than what was sent. Charges on incoming payments vary from bank to bank; check the price list of your bank. For business payments, state who bears the costs.